San Diego County property record for 35782 Bay Morgan Ln, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,654 sqft · built 2020 |
| Lot Size | 0.139 acres (6,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,095 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-505-37-00 |
| Primary APN | 108-505-37-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,654 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 6,087 sqft (0.139 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 35782 BAY MORGAN LN |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-5715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 52 TR 016185 |
| Legal Subdivision | FALLBROOK 5338-4 |
| Legal Tract | 016185 |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 19002 |
35782 Bay Morgan Ln is owned and occupied by two individuals who acquired it in January 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35782 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 7, 2022 | Intrafamily Transfer, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 29, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2022 |
| Deed Sale | Jan 7, 2022 |
| Prior Sale | Apr 29, 2020 · Amount on File |
| Deed Document Number | 20229322 |
| Prior Transfer Date | Jun 4, 2021 |
| Prior Transfer Doc | 0000009322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 35782 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS |
| Name | Verified Name |
|---|---|
| Address | 35782 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000117453 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-0117453 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 7, 2022 |
| Property Address | 35782 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000009322 |
| Map Reference | MAP 16185 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2022-0009322 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 35782 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000009323 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022-0009323 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 29, 2020 |
| Property Address | 35782 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000218256 |
| Map Reference | MAP 16185 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 2020-0218256 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE IE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000218257 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020-0218257 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 35782 Bay Morgan Ln was $8,095 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $646,883 (+2%) Land $200,791 Building $446,092 | |
| 2025 | $8,095.00 Veteran's exemption | $634,200 Land $196,854 Building $437,346 |
| 2023 | $7,935.00 (-15.19%) Homeowner's exemption | $609,575 Land $189,211 Building $420,364 |
| 2022 | $9,356.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 35782 Bay Morgan Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 19 (1978–2019) |
| Claims Outside the SFHA | 6 of 19 |
| Most Recent Claim | Mar 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35782 Bay Morgan Ln is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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