San Diego County property record for 35770 Bay Morgan Ln, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,654 sqft · built 2019 |
| Lot Size | 0.139 acres (6,078 sqft) |
| Owner | Company Name on Record |
| Last Sale | $699,000 (Feb 2021) |
| Tax Bill | $11,215 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Apr 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-505-35-00 |
| Primary APN | 108-505-35-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,654 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 6,078 sqft (0.139 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 35770 BAY MORGAN LN |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-5715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 50 TR 016185 |
| Legal Subdivision | FALLBROOK 5338-4 |
| Legal Tract | 016185 |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 19002 |
Source: San Diego County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 21, 2021 | Intrafamily Transfer, Transfer |
| Feb 4, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE |
| Feb 4, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 5, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2021 · Amount on Record |
| Deed Sale | Feb 4, 2021 · Amount on Record |
| Prior Sale | Dec 5, 2019 |
| Deed Document Number | 202188862 |
| Last Transfer Date | Apr 9, 2021 |
| Transfer Doc | 0000307881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000313455 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025-0313455 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 21, 2021 |
| Property Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000307881 |
| Map Reference | MAP 16185 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021-0307881 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 4, 2021 |
| Property Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000088861 |
| Map Reference | FILE 2017-7000109 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 2021-0088861 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 4, 2021 |
| Property Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000088862 |
| Map Reference | MAP 16185 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 2021-0088862 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000088863 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-0088863 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 5, 2019 |
| Property Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000567059 |
| Map Reference | FILE 2017-7000109 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 2019-0567059 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 35770 BAY MORGAN LN, FALLBROOK, CA 92028-5715 |
| Document Number | 0000567060 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 2019-0567060 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $771,747 (+2%) Land $265,124 Building $506,623 | |
| 2025 | $11,215.00 (+5.2%) Homeowner's exemption | $756,616 (+4.04%) Land $259,926 Building $496,690 |
| 2023 | $10,661.00 (+0.58%) Homeowner's exemption | $727,237 Land $249,834 Building $477,403 |
| 2022 | $10,599.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 19 (1978–2019) |
| Claims Outside the SFHA | 6 of 19 |
| Most Recent Claim | Mar 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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