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3578 NW 39th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3578 NW 39th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,052 sqft · built 1971
Lot Size0.432 acres (18,861 sqft)
OwnerIndividual Name on File
Last Sale$134,000 (Jun 2021)
Tax Bill$1,297 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN1-06-37-35-0A00-00000-0010

Property Details

APN / Parcel Number

Primary APN1-06-37-35-0A00-00000-0010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,052 sqft Heated Area
Gross Area1,512 sqft
Utility Area72 sqft
Utility RoomUtility Room
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,861 sqft (0.432 acres)
Lot Dimensions125 ft deep x 76 ft wide
Garage TypeCarport
CarportCarport
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3578 NW 39TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMMENCING AT THE SE CORNER OF LOT 10, BLOCK 42, BASSWOOD, INC. UNIT 3, ACCORDING TO THE PLAT OF SAID SUBDIVISION AS RECORDED
Legal Range35E
Legal Township37S
Legal Section06
Legal SubdivisionSAID SUBDIVISION
Legal Block42,60
Legal Lot Number10
Legal Unit3
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1046
Census Tract910201

Owner

3578 NW 39th Ave is owned and occupied by an individual who bought it in June 2021.

Source: Okeechobee County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3578 NW 39TH AVE, OKEECHOBEE, FL 34972-1057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2021 · Amount on File
Deed SaleJun 4, 2021 · Amount on File
Prior SaleJun 15, 2016 · Amount on File
Deed Document Number2021006999
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 4, 2021
Property Address3578 NW 39TH AVE, OKEECHOBEE, FL 34972-1057
Document Number2021006999
Instrument DateJun 3, 2021
Instrument2021006999
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyINDEPENDENCE TITLE LC, INDEPENDENCE TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$938.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2981 CENTER PORT CIR # CIR2A, 2981, POMPANO BEACH, FL 33064-2134

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3578 NW 39TH AVE, OKEECHOBEE, FL 34972-1057

Mortgage

Document Number2021007000
DateJun 4, 2021
Instrument2021007000
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3578 NW 39th Ave was $1,297 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,297.00 Homeowner's exemption$135,211$144,777 Land $38,000 Building $106,777
2023$1,573.00 (-9.18%) Homeowner's exemption$107,227 (+25.21%) Land $22,800 Building $84,427$107,227 (+25.21%) Land $22,800 Building $84,427
2022$1,732.00$85,641 Land $18,000 Building $67,641$85,641 Land $18,000 Building $67,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3578 NW 39th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 137 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims52 (2004–2021)
Claims Outside the SFHA3 of 52
Most Recent ClaimFeb 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 15 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3578 NW 39th Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Verizon.

Nearby Properties on NW 39th Ave

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