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3556 NW 39th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3556 NW 39th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,584 sqft · built 1971
Lot Size0.214 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Mar 2023)
Tax Bill$984 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone A (high risk)
APN1-06-37-35-0A00-00000-0030

Property Details

APN / Parcel Number

Primary APN1-06-37-35-0A00-00000-0030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,584 sqft Heated Area
Gross Area1,758 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1971
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.214 acres)
Lot Dimensions125 ft deep x 75 ft wide
PorchOpen Porch
Patio Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3556 NW 39TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMMENCING AT THE SOUTHEAST CORNER OF LOT 10, BLOCK 42, OF BASSWOOD, INC., UNIT 3, ACCORDING TO THE PLAT OF SAID SUBDIVISION
Legal Range35E
Legal Township37S
Legal Section06
Legal SubdivisionSAID SUBDIVISION
Legal Block42,60
Legal Lot Number10
Legal Unit3
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1046
Census Tract910201

Owner

3556 NW 39th Ave is owned and occupied by an individual who bought it in March 2023.

Source: Okeechobee County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address3556 NW 39TH AVE, OKEECHOBEE, FL 34972-1057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 13, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2023 · Amount on File
Deed SaleMar 23, 2023 · Amount on File
Prior SaleOct 13, 2017 · Amount on File
Deed Document Number2023003527
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 23, 2023
Property Address3556 NW 39TH AVE, OKEECHOBEE, FL 34972-1057
Document Number0000003527
Instrument DateMar 17, 2023
Instrument2023003527
Transaction TypeTransfer
Record UpdatedApr 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3910 SAVANNAH AVE, BAKERSFIELD, CA 93313-4422

Transferred To (Grantee/Buyer)

NameVerified Name
Address3556 NW 39TH AVE, OKEECHOBEE, FL 34972-1057

Mortgage

Document Number0000003528
DateMar 23, 2023
Instrument2023003528
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateOct 13, 2017
Property Address3556 NW 39TH AVE, OKEECHOBEE, FL 34972-1057
Document Number0007970207
Book / Page000797 / 000207
Instrument DateOct 11, 2017
Instrument9860
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$329.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3910 SAVANNAH AVE BAKERSFIELD CA 933134422, BAKERSFIELD, CA 93313-4422

Tax Assessment & Valuation

The 2025 property tax bill for 3556 NW 39th Ave was $984 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$984.00 Homeowner's exemption$112,394$119,142 Land $19,000 Building $100,142
2023$1,753.00 (+17.1%)$106,697 (+22.36%) Land $12,000 Building $94,697$106,697 (+22.36%) Land $12,000 Building $94,697
2022$1,497.00$87,201 Land $10,000 Building $77,201$87,201 Land $10,000 Building $77,201

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3556 NW 39th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 137 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims52 (2004–2021)
Claims Outside the SFHA3 of 52
Most Recent ClaimFeb 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 15 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3556 NW 39th Ave is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Verizon.

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