3578 Higgins Rd, Mobile, AL 36619 Property Records

Mobile County property record for 3578 Higgins Rd, Mobile, AL 36619

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,842 sqft · built 2000
Lot Size	0.596 acres (26,000 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Oct 2023)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`R023215190001004`

Property Details

APN / Parcel Number

Primary APN	`R023215190001004`
Alternative APNs	`32 15 19 0 001 004.XXX` `01050301` `1050301`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,842 sqft Living Area
1st Floor Area	2,102 sqft
Upper Floors Area	740 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,000 sqft (0.596 acres)
Lot Dimensions	260 ft deep x 100 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	77 sqft
Deck Area	368 sqft
Patio Area	808 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1050301
Old Parcel Number	R023215190001004
Street Address	3578 HIGGINS RD
City	MOBILE
State	AL
Zip	36619-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM NE COR OF LOT 8 DOG RIVER PT MBK 8 PG 244 SD PT BEING ON S/S HIGGINS RD RUN SLY S/S HIGGINS RD 35 FT(S) TH SE 241 FT TO
Legal Range	01W
Legal Township	05S
Legal Section	19
Legal Subdivision	DOG RIVER PT
Legal Lot Number	8
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	2
Census Block	2018
Census Tract	7000

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3578 HIGGINS RD, MOBILE, AL 36619-8900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Oct 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Oct 8, 2021
Deed Document Number	2023061147
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Oct 13, 2026
Property Address	3578 HIGGINS RD, MOBILE, AL 36619-8900
Document Number	0000061462
Instrument Date	Sep 29, 2026
Instrument	202661462
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 HIGGINS RD, MOBILE, AL 36619-8900

Mortgage

Document Number	0000061462,
Date	Oct 13, 2026
Instrument	202661462

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2056

Interest

Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 13, 2023
Property Address	3578 HIGGINS RD, MOBILE, AL 36619-8900
Document Number	0000061147
Instrument Date	Sep 28, 2023
Instrument	2023061147
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7205 PARK RIDGE DR S, MOSS POINT, MS 39562-6110

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3578 HIGGINS RD, MOBILE, AL 36619-8900

Mortgage

Document Number	0000061148
Date	Oct 13, 2023
Instrument	2023061148

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3578 HIGGINS RD, MOBILE, AL 36619-8900
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 HIGGINS RD, MOBILE, AL 36619-8900

Mortgage

Document Number	0000015114
Date	Mar 2, 2022
Instrument	2022015114

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOBILE AL
Recording Date	Oct 8, 2021
Property Address	3578 HIGGINS RD, MOBILE, AL 36619-8900
Document Number	0000067101
Instrument Date	Sep 10, 2021
Instrument	2021067101
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3578 HIGGINS RD, MOBILE, AL 36619-8900

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (+3.65%) Homeowner's exemption	$42,080 (+3.54%) Land $19,080 Building $23,000	$420,800 (+3.54%) Land $190,800 Building $230,000
2024	$2,524.00 Homeowner's exemption	$40,640 (-1.93%) Land $19,080 Building $21,560	$406,400 (-1.93%) Land $190,800 Building $215,600
2023	Additional exemption filed	$41,440 (+5.63%) Land $18,000 Building $23,440	$414,400 (+5.63%) Land $180,000 Building $234,400
2022	Additional exemption filed	$39,230 Land $18,000 Building $21,230	$392,300 Land $180,000 Building $212,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 313 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	313 in force
Nearby Flood Claims	407 (1979–2023)
Claims Outside the SFHA	65 of 407
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 207 claims Hurricane Georges, Sep 1998 · 111 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Mediacom Xtream.

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