3520 Higgins Rd, Mobile, AL 36619 Property Records

Mobile County property record for 3520 Higgins Rd, Mobile, AL 36619

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,264 sqft · built 2018
Lot Size0.771 acres (33,614 sqft)
Owner2 Individual Names on Record
Last Sale$303,000 (Dec 2014)
Tax Bill$7,740 (2025)
Deeds & MortgagesOct 2019 Mortgage
Feb 2017 Construction Loan
Flood ZoneZone AE (high risk)
APNR023215190001008

Property Details

APN / Parcel Number

Primary APNR023215190001008
Alternative APNs
  • 32 15 19 0 001 008.XXX
  • 01050347
  • 1050347

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,264 sqft Living Area
1st Floor Area2,052 sqft
Upper Floors Area1,212 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialOther
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area33,614 sqft (0.771 acres)
Lot Dimensions343 ft deep x 98 ft wide
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area718 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1050347
Old Parcel NumberR023215190001008
Street Address3520 HIGGINS RD
CityMOBILE
StateAL
Zip36619-8900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 DOG RIVER PT SUB MBK 8 PG 244 #SEC 19 T5S R1W #MP32 15 19 0 001
Legal Range01W
Legal Township05S
Legal Section19
Legal SubdivisionDOG RIVER PT
Legal Lot Number3
JurisdictionMOBILE AL
Township / Civil DivisionTHEODORE
Census Block Group2
Census Block2018
Census Tract7000

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6601 CEDARWOOD CT, MOBILE, AL 36695-2606
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Feb 24, 2017Trustee's Deed, Construction Loan · Construction Mortgage
REGIONS MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2014 · Amount on Record
Deed SaleDec 31, 2014 · Amount on Record
Prior SaleOct 19, 2000
Deed Document Number2014065458
Deed Book / Page7220 / 0072
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address3520 HIGGINS RD, MOBILE, AL 36619-8900
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059606
DateOct 10, 2019
Instrument2019059606
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueSep 1, 2034

February 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMOBILE AL
Recording DateFeb 24, 2017
Property Address3520 HIGGINS RD, MOBILE, AL 36619-8900
Book / Page007480 / 000749
Instrument DateFeb 10, 2017
Instrument10596
Transaction TypeConstruction Loan
Record UpdatedFeb 28, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3520 HIGGINS RD MOBILE AL 366198900, MOBILE, AL 36619-8900

Mortgage

Document Number0000010596
DateFeb 24, 2017
Book Page007480/000749
Instrument10596
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 23, 2047

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,740.00 (+2.99%)$121,740 (+2.99%) Land $38,800 Building $82,940$608,700 (+2.99%) Land $194,000 Building $414,700
2024$7,515.00 (-1.47%)$118,200 (-1.47%) Land $38,800 Building $79,400$591,000 (-1.47%) Land $194,000 Building $397,000
2023$7,627.00$119,960 Land $38,000 Building $81,960$599,800 Land $190,000 Building $409,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 313 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies313 in force
Nearby Flood Claims407 (1979–2023)
Claims Outside the SFHA65 of 407
Most Recent ClaimJan 2023 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 207 claims
  • Hurricane Georges, Sep 1998 · 111 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOBILE COUNTY WATER & FIRE PRO AUTHORITY
serves 39,573 people · EPA ID AL0001002
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Mediacom Xtream.

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