Merced County property record for 3576 Santiago Ave, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,374 sqft · built 2006 |
| Lot Size | 0.13 acres (5,648 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Aug 2010) |
| Tax Bill | $3,182 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 058-466-013-000 |
| Primary APN | 058-466-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 436 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 5,648 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 058-466-013 |
|---|---|
| Street Address | 3576 SANTIAGO AVE |
| City | MERCED |
| State | CA |
| Zip | 95348-9500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FAHRENS PARK UNIT 4D LOT 363 |
| Legal Subdivision | FAHRENS PARK |
| Legal Lot Number | 363 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1008 |
3576 Santiago Ave is owned and occupied by two individuals who acquired it in August 2010.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3576 SANTIAGO AVE, MERCED, CA 95348-9500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2010 · Amount on File |
| Deed Sale | Aug 6, 2010 · Amount on File |
| Prior Sale | Apr 23, 2010 · Amount on File |
| Deed Document Number | 201030159 |
| Last Transfer Date | Aug 23, 2010 |
| Transfer Doc | 0000033127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3576 SANTIAGO AVE, MERCED, CA 95348-9500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3576 SANTIAGO AVE, MERCED, CA 95348-9500 |
| Document Number | 0000032141 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020032141 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
The 2025 property tax bill for 3576 Santiago Ave was $3,182.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $263,312 (+2%) Land $10,526 Building $252,786 | |
| 2025 | $3,182.00 | $258,150 Land $10,320 Building $247,830 |
| 2023 | $2,950.00 (+1.24%) | $248,127 Land $9,920 Building $238,207 |
| 2022 | $2,914.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3576 Santiago Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3576 Santiago Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks.
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