3572 Santiago Ave, Merced, CA 95348 Property Records

Merced County property record for 3572 Santiago Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 2006
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on File
Last Sale	$418,500 (Dec 2005)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2022 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`058-466-012-000`

Property Details

APN / Parcel Number

Primary APN	`058-466-012-000`
Alternative APN	`058-466-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	1,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,706 sqft (0.131 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	058-466-012
Street Address	3572 SANTIAGO AVE
City	MERCED
State	CA
Zip	95348-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	FAHRENS PARK UNIT 4D LOT 362
Legal Subdivision	FAHRENS PARK
Legal Lot Number	362
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2015
Census Tract	1008

Owner

3572 Santiago Ave is owned and occupied by two individuals who acquired it in June 2018.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3572 SANTIAGO AVE, MERCED, CA 95348-9500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STANFORD FCU
Jul 13, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jun 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2005 · Amount on File
Deed Sale	Dec 5, 2005 · Amount on File
Deed Document Number	200596696
Last Transfer Date	Jun 2, 2018
Transfer Doc	0000017367
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3572 SANTIAGO AVE, MERCED, CA 95348-9500
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3572 SANTIAGO AVE, MERCED, CA 95348-9500

Mortgage

Document Number	0000044593
Date	Oct 6, 2021
Instrument	2021044593

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3572 SANTIAGO AVE, MERCED, CA 95348-9500
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3572 SANTIAGO AVE, MERCED, CA 95348-9500

Mortgage

Document Number	0000009760
Date	Mar 8, 2022
Instrument	2022009760

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 13, 2018
Property Address	3572 SANTIAGO AVE, MERCED, CA 95348-9500
Document Number	0000021284
Instrument Date	Jul 12, 2018
Instrument	21284
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3572 SANTIAGO AVE MERCED CA 953489500, MERCED, CA 95348-9500

Mortgage

Document Number	21285
Date	Jul 13, 2018
Instrument	21285

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jun 8, 2018
Property Address	3572 SANTIAGO AVE, MERCED, CA 95348-9500
Document Number	0000017367
Instrument Date	Jun 2, 2018
Instrument	17367
Transaction Type	Transfer
Record Updated	Jul 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 CORDELIA AVE SAN JOSE CA 951294214, SAN JOSE, CA 95129-4214

Tax Assessment & Valuation

The 2025 property tax bill for 3572 Santiago Ave was $3,880.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$327,689 (+2%) Land $73,955 Building $253,734
2025	$3,880.00	$321,264 Land $72,505 Building $248,759
2023	$3,602.00 (+1.24%)	$308,791 Land $69,691 Building $239,100
2022	$3,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3572 Santiago Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3572 Santiago Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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