3576 Kroger Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3576 Kroger Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1947
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Dec 2004)
Tax Bill	$4,842 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-0002-0088-00`

Property Details

APN / Parcel Number

Primary APN	`025-0002-0088-00`
Alternative APN	`0088880`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,786 sqft
1st Floor Area	720 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 140 ft wide
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3576 KROGER AVE
City	CINCINNATI
State	OH
Zip	45226-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	KROGER AVE47.98 X 100 IRR PT LOTS 45-46TOTTEN PLACE SUB & PT ELISON AVE VACPARS 88-97 CONS
Legal Subdivision	TOTTEN PLACE SUB
Legal Lot Number	45
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3006
Census Tract	4703

Owner

3576 Kroger Ave is owned by an individual who bought it in December 2004.

Source: Hamilton County records, as of June 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2754 MINOT AVE, CINCINNATI, OH 45209-1655
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2004 · Amount on File
Deed Sale	Dec 13, 2004 · Amount on File
Prior Sale	Aug 18, 2003 · Amount on File
Deed Document Number	2004249385
Deed Book / Page	9806 / 2733
Prior Transfer Date	Nov 15, 1994
Prior Transfer Doc	0000005354
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 27, 2026
Property Address	3576 KROGER AVE, CINCINNATI, OH 45226-1928
Document Number	0000041159
Book / Page	15674 / 129
Instrument Date	May 26, 2026
Instrument	202641159
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041159,
Date	May 27, 2026
Book Page	15674/129
Instrument	202641159

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3576 Kroger Ave was $4,842, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,842.00 (+0.12%)	$76,297 (-) Land $39,848 Building $36,449	$217,990 Land $113,850 Building $104,140
2024	$4,836.00 (-0.17%)	$76,297 (-) Land $39,848 Building $36,449
2023	$4,844.00 (+5.42%)	$76,297 (+17.18%) Land $39,848 Building $36,449	$217,990 Land $113,850 Building $104,140
2022	$4,595.00	$65,111 Land $37,790 Building $27,321
2020			$186,030 Land $107,970 Building $78,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3576 Kroger Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3576 Kroger Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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