3575 Kroger Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 3575 Kroger Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,457 sqft · built 1890
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Oct 2023)
Tax Bill	$9,213 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025-0002-0005-00`

Property Details

APN / Parcel Number

Primary APN	`025-0002-0005-00`
Alternative APN	`0046590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	3,177 sqft
1st Floor Area	1,040 sqft
2nd Floor Area	1,072 sqft
Attic	Attic
Attic Area	345 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	153 ft deep x 40 ft wide
Porch	Open Frame Porch
Porch Area	54 sqft
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3575 KROGER AVE
City	CINCINNATI
State	OH
Zip	45226-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	SS KROGER AVE 0.138 AC PT LOT 3 JOHN TOTTENS SUB
Legal Subdivision	JOHN TOTTENS SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3008
Census Tract	4703

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3575 KROGER AVE, CINCINNATI, OH 45226-1933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
May 14, 2019	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Jul 6, 2009 · Amount on Record
Deed Document Number	202377198
Deed Book / Page	15033 / 1262
Prior Transfer Date	Apr 2, 2009
Prior Transfer Doc	0000000915
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 31, 2023
Property Address	3575 KROGER AVE, CINCINNATI, OH 45226-1933
Document Number	0000077198
Book / Page	15033 / 1262
Map Reference	MB 5 PG 210&211
Instrument Date	Oct 27, 2023
Instrument	2023-0077198
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3575 KROGER AVE, CINCINNATI, OH 45226-1933

Mortgage

Document Number	0000077199
Date	Oct 31, 2023
Instrument	2023-0077199

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3575 KROGER AVE, CINCINNATI, OH 45226-1933
Document Number	0000094573
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3575 KROGER AVE CINCINNATI OH 452261933, CINCINNATI, OH 45226-1933

Mortgage

Document Number	0000094573
Date	Sep 17, 2020
Book Page	014255/000028
Instrument	94573

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3575 KROGER AVE, CINCINNATI, OH 45226-1933
Document Number	0000039496
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3575 KROGER AVE CINCINNATI OH 452261933, CINCINNATI, OH 45226-1933

Mortgage

Document Number	0000039496
Date	May 22, 2019
Book Page	013923/000560
Instrument	39496

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 21, 2044

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,213.00 (+8.91%)	$149,751 (+5.61%) Land $39,550 Building $110,201	$427,860 (-) Land $113,000 Building $314,860
2024	$8,459.00 (-2.21%)	$141,799 (-) Land $39,550 Building $102,249
2023	$8,650.00 (-7.82%)	$141,799 (+2.75%) Land $39,550 Building $102,249	$427,860 (+8.51%) Land $113,000 Building $314,860
2022	$9,384.00 Homeowner's exemption	$138,002 Land $37,503 Building $100,499
2020			$394,290 Land $107,150 Building $287,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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