3575 Winchester Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 3575 Winchester Rd, Overgaard, AZ 85933

Property Summary

Property TypeSingle Family Home
Details775 sqft · built 1998
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (May 2024)
Tax Bill$814 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN206-13-016B

Property Details

APN / Parcel Number

Primary APN206-13-016B

Interior

Stories1 Story
Building Area775 sqft Living Area
1st Floor Area510 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Deck AreaDeck Area
Patio Area140 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address3575 WINCHESTER RD
CityOVERGAARD
StateAZ
Zip85933-5028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-10
Legal DescriptionSEC 19, T12N, R17E: TIMBERLAKE PINES UNIT #5: LOT 16 OUT OF 206-1 3-016A FOR 2016 ROLL
Legal Range17E
Legal Township12N
Legal Section19
Legal SubdivisionTIMBERLAKE PINES UNIT #5
Legal Lot Number16
Legal Unit5
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group1
Census Block1075
Census Tract964201

Owner

Source: Navajo County assessment roll, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2323 W HUNTER CT, PHOENIX, AZ 85085-2773
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2024 · Amount on Record
Deed SaleMay 23, 2024 · Amount on Record
Prior SaleMar 25, 2015 · Amount on Record
Deed Document Number20246806
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address3575 WINCHESTER RD, OVERGAARD, AZ 85933-5028
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002712
DateFeb 9, 2021
Instrument2021-02712
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$151,774 (+8.17%) Land $21,509 Building $130,265
2025$814.00 (+4.23%)$14,032 Land $1,914 Building $12,118$140,316 Land $19,137 Building $121,179
2023$781.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2002–2008)
Most Recent ClaimSep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 64% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people · EPA ID AZ0409004
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
115 / 7

May also be available: Cable One, Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winchester Rd

Nearby Streets

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