3557 Winchester Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 3557 Winchester Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1 ba · 705 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$683 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-13-013`

Property Details

APN / Parcel Number

Primary APN	`206-13-013`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	705 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	705 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	599 sqft
Porch	Porch
Porch Area	125 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	3557 WINCHESTER RD
City	OVERGAARD
State	AZ
Zip	85933-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TIMBERLAKE PINES UNIT #5 LOT 13
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKE PINES UNIT #5
Legal Lot Number	13
Legal Unit	5
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1075
Census Tract	964201

Owner

3557 Winchester Rd is owned and occupied by an individual who acquired it in September 2025.

Source: Navajo County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3557 WINCHESTER RD, OVERGAARD, AZ 85933-5028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025
Deed Sale	Sep 30, 2025
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	202514398
Prior Transfer Date	Sep 23, 2025
Prior Transfer Doc	0000014398
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Sep 30, 2025
Property Address	3557 WINCHESTER RD, OVERGAARD, AZ 85933-5028
Document Number	0000014398
Map Reference	MB 10 PG 7
Instrument Date	Sep 23, 2025
Instrument	2025-14398
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 WINCHESTER RD, OVERGAARD, AZ 85933-5028

Mortgage

Document Number	0000014399
Date	Sep 30, 2025
Instrument	2025-14399

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3557 Winchester Rd was $683, up 1.5% from the year before.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$135,790 (-10.56%) Land $21,509 Building $114,281
2026			$151,827 (+11.14%) Land $23,002 Building $128,825
2025	$683.00 (+1.49%)	$13,662 (+1.01%) Land $1,914 Building $11,748	$136,612 (+1%) Land $19,137 Building $117,475
2024	$673.00 (+2.75%)	$13,526 Land $1,733 Building $11,793	$135,265 Land $17,332 Building $117,933
2023	$655.00 (+5.65%)
2022	$620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3557 Winchester Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3557 Winchester Rd is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 50% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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