3575 la Luz Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 3575 la Luz Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,644 sqft · built 1969
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Trust Names on File
Last Sale	$749,000 (Jun 2026)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-073-047`

Property Details

APN / Parcel Number

Primary APN	`049-073-047`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Wood
Lot Area	44,867 sqft
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	3575 LA LUZ RD
City	ATASCADERO
State	CA
Zip	93422-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 19 LT 221
Legal Subdivision	ATASCADERO COLONY
Legal Block	19
Legal Lot Number	221
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2005
Census Tract	12505

Owner

3575 la Luz Rd is held in a trust since June 2026.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 302, CAPITAN, NM 88316-0302
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Affidavit of Death of Trustee, Transfer
Jun 17, 2026	Grant Deed, Transfer · FHA Mortgage VIP INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Deed Document Number	202619021
Prior Transfer Date	Jun 11, 2026
Prior Transfer Doc	0000019020
Record Updated	Oct 29, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 17, 2026
Property Address	3575 LA LUZ RD, ATASCADERO, CA 93422-2614
Document Number	0000019020
Instrument Date	Jun 11, 2026
Instrument	202619020
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 17, 2026
Property Address	3575 LA LUZ RD, ATASCADERO, CA 93422-2614
Document Number	0000019021
Instrument Date	May 19, 2026
Instrument	202619021
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,213.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3575 LA LUZ RD, ATASCADERO, CA 93422-2614

Mortgage

Document Number	0000019022,
Date	Jun 17, 2026
Instrument	202619022

Lender

Name	VIP INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3575 la Luz Rd was $1,092.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$97,559 (+2%) Land $12,576 Building $84,983
2025	$1,092.00	$95,647 Land $12,330 Building $83,317
2023	$1,041.00 (+9.81%)	$91,935 Land $11,852 Building $80,083
2022	$948.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3575 la Luz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3575 la Luz Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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