3475 la Luz Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 3475 la Luz Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,495 sqft · built 1980
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jul 2019)
Tax Bill	$10,400 (2025)
Deeds & Mortgages	Jul 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-073-061`

Property Details

APN / Parcel Number

Primary APN	`049-073-061`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,495 sqft Living Area
1st Floor Area	2,495 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3475 LA LUZ RD
City	ATASCADERO
State	CA
Zip	93422-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 19 LT 223
Legal Subdivision	ATASCADERO COLONY
Legal Block	19
Legal Lot Number	223
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2005
Census Tract	12505

Owner

3475 la Luz Rd is owned and occupied by two individuals who bought it in July 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3475 LA LUZ RD, ATASCADERO, CA 93422-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Deed Document Number	201926247
Prior Transfer Date	Sep 24, 2004
Prior Transfer Doc	0000086987
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 5, 2019
Property Address	3475 LA LUZ RD, ATASCADERO, CA 93422-2613
Document Number	0000026247
Map Reference	MB 3 PG 20A
Instrument Date	May 31, 2019
Instrument	2019026247
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FNT SLO PASO ROBLES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3475 LA LUZ RD, ATASCADERO, CA 93422-2613

Mortgage

Document Number	0000026248
Date	Jul 5, 2019
Instrument	2019026248

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3475 la Luz Rd was $10,400 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,916 (+2%) Land $306,766 Building $629,150
2025	$10,400.00 Homeowner's exemption	$917,565 Land $300,751 Building $616,814
2023	$9,912.00 (+1.27%) Homeowner's exemption	$881,936 Land $289,073 Building $592,863
2022	$9,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3475 la Luz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3475 la Luz Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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