1. Home
  2. Florida
  3. Bay County
  4. Panama City
  5. Eagle Ln

3575 Eagle Ln, Panama City, FL 32404 Property Records

Bay County property record for 3575 Eagle Ln, Panama City, FL 32404

Property Summary

Property TypeVacant Land
Details3 bd · 2 ba
Lot Size0.202 acres (8,799 sqft)
OwnerIndividual Name on Record
Last Sale$239,900 (Jul 2026)
Tax Bill$309 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN11918-203-000

Property Details

APN / Parcel Number

Primary APN11918-203-000

Exterior

Lot Area8,799 sqft (0.202 acres)
Lot Dimensions126 ft deep x 70 ft wide

Location & Zoning

Street Address3575 EAGLE LN
CityPANAMA CITY
StateFL
Zip32404-3120
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeBC16
Legal DescriptionPINEWOOD GROVE UNIT 2 LOTS 26,27 BLK B ORB 2605 P 539
Legal Range14W
Legal Township03S
Legal Section25
Legal SubdivisionPINEWOOD GROVE
Legal BlockB
Legal Lot Number26,27
Legal Unit2
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1075
Census Tract1302

Owner

Source: Bay County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3575 EAGLE LN, PANAMA CITY, FL 32404-3120
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Apr 9, 2025Warranty Deed, Transfer
SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Apr 9, 2025Quit Claim Deed, Transfer
Quitclaim
Sep 30, 2024Warranty Deed, Transfer
SETCO SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2026 · Amount on Record
Deed SaleJul 1, 2026 · Amount on Record
Prior SaleApr 9, 2025 · Amount on Record
Deed Document Number202639841
Deed Book / Page5051 / 1385
Prior Transfer DateApr 7, 2025
Prior Transfer Doc0049011648
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 1, 2026
Property Address3575 EAGLE LN, PANAMA CITY, FL 32404-3120
Document Number0000039841
Book / Page5051 / 1385
Instrument DateJun 30, 2026
Instrument202639841
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$169,609.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3575 EAGLE LN, PANAMA CITY, FL 32404-3120

Mortgage

Document Number0000039842,
DateJul 1, 2026
Instrument202639842
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateApr 9, 2025
Property Address3575 EAGLE LN, PANAMA CITY, FL 32404-3120
Document Number0049011650
Book / Page4901 / 1650
Map ReferenceMB 11 PG 29
Instrument DateApr 7, 2025
Instrument2025019505
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Tax$3,603.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2339 ODELL SCHOOL RDA, CONCORD, NC 28027

Transferred To (Grantee/Buyer)

NameVerified Name
Address2339 ODELL SCHOOL RD # A, A, CONCORD, NC 28027-7454
InvestorPossibly a Property Investor

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateApr 9, 2025
Property Address3575 EAGLE LN, PANAMA CITY, FL 32404-3120
Document Number0049011648
Book / Page4901 / 1648
Map ReferenceMB 11 PG 29
Instrument DateApr 7, 2025
Instrument2025019504
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2339 ODELL SCHOOL RDA, CONCORD, NC 28027

Transferred To (Grantee/Buyer)

NameVerified Name
Address2339 ODELL SCHOOL RD # A, A, CONCORD, NC 28027-7454
InvestorPossibly a Property Investor

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 30, 2024
Property Address3575 EAGLE LN, PANAMA CITY, FL 32404-3120
Document Number0048450636
Book / Page4845 / 636
Map ReferenceMB 11 PG 29
Instrument DateSep 27, 2024
Instrument2024057402
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Tax$476.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7402 SAPP DR, SOUTHPORT, FL 32409-5003

Transferred To (Grantee/Buyer)

NameVerified Name
Address6549 MOREHEAD RD, HARRISBURG, NC 28075-8492

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$309.00 (-24.82%)$25,004 (-26.92%) Land $25,004$25,004 (-26.92%) Land $25,004
2023$411.00 (+23.05%)$34,216 (+18.18%) Land $34,216$34,216 (+18.18%) Land $34,216
2022$334.00$28,952 Land $28,952$28,952 Land $28,952

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims45 (2002–2021)
Claims Outside the SFHA27 of 45
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 5 claims
  • Hurricane Michael, Oct 2018 · 23 claims
  • Severe Storms And Flooding, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

Nearby Properties on Eagle Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures