Bay County property record for 3541 Eagle Ln, Panama City, FL 32404
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Apr 2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11918-203-010 |
| Primary APN | 11918-203-010 |
|---|
| Lot Area | 8,799 sqft (0.202 acres) |
|---|---|
| Lot Dimensions | 126 ft deep x 70 ft wide |
| Street Address | 3541 EAGLE LN |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-3120 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BC16 |
| Legal Description | PINEWOOD GROVE UNIT 2 LOT 27 BLK B ORB 4901 P 1650 |
| Legal Subdivision | PINEWOOD GROVE UNIT TWO |
| Legal Block | B |
| Legal Lot Number | 27 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 1302 |
3541 Eagle Ln, vacant land, is owned by an individual who bought it in April 2026.
Source: Bay County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 158 PINEWOOD LN, MENA, AR 71953-9082 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK |
| Apr 13, 2026 | Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK |
| Apr 9, 2025 | Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Apr 9, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on File |
| Deed Sale | Apr 13, 2026 · Amount on File |
| Prior Sale | Apr 9, 2025 · Amount on File |
| Deed Document Number | 202621909 |
| Deed Book / Page | 5023 / 1210 |
| Prior Transfer Date | Apr 7, 2025 |
| Prior Transfer Doc | 0049011648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 3541 EAGLE LN, PANAMA CITY, FL 32404-3120 |
| Document Number | 0000021909 |
| Book / Page | 5023 / 1210 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026.21909 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180,285.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 158 PINEWOOD LN, MENA, AR 71953-9082 |
| Document Number | 0000021910, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026..21910 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 3541 EAGLE LN, PANAMA CITY, FL 32404-3120 |
| Document Number | 0050231210 |
| Book / Page | 5023 / 1210 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202621909 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180,285.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 158 PINEWOOD LN, MENA, AR 71953-9082 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021910, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202621910 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 9, 2025 |
| Property Address | 3541 EAGLE LN, PANAMA CITY, FL 32404-3120 |
| Document Number | 0049011650 |
| Book / Page | 4901 / 1650 |
| Map Reference | MB 11 PG 29 |
| Instrument Date | Apr 7, 2025 |
| Instrument | 2025019505 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,603.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2339 ODELL SCHOOL RDA, CONCORD, NC 28027 |
| Name | Verified Name |
|---|---|
| Address | 2339 ODELL SCHOOL RD # A, A, CONCORD, NC 28027-7454 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 9, 2025 |
| Property Address | 3541 EAGLE LN, PANAMA CITY, FL 32404-3120 |
| Document Number | 0049011648 |
| Book / Page | 4901 / 1648 |
| Map Reference | MB 11 PG 29 |
| Instrument Date | Apr 7, 2025 |
| Instrument | 2025019504 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2339 ODELL SCHOOL RDA, CONCORD, NC 28027 |
| Name | Verified Name |
|---|---|
| Address | 2339 ODELL SCHOOL RD # A, A, CONCORD, NC 28027-7454 |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $25,004 Land $25,004 | $25,004 Land $25,004 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3541 Eagle Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 45 (2002–2021) |
| Claims Outside the SFHA | 27 of 45 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3541 Eagle Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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