3575 Armstrong Rd, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 3575 Armstrong Rd, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2,044 sqft · built 1971
Owner	Individual Name on File
Last Sale	$253,500 (Sep 2020)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-04-20-0-000-038.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-04-20-0-000-038.000`
Alternative APNs	`ALT APN:1004200000038000` `210447`

Interior

Stories	1 Story
Building Area	2,044 sqft Living Area
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Open Porch
Porch Area	128 sqft
Deck Area	288 sqft

Location & Zoning

Account Number	210447
Street Address	3575 ARMSTRONG RD
City	CEDAR BLUFF
State	AL
Zip	35959-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, PEARSONS ARROWHEAD ADD S/D, PB 7/10
Legal Subdivision	PEARSONS ARROWHEAD ADDITION
Legal Lot Number	12
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1030
Census Tract	955701

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3575 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	214092
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 8, 2020
Property Address	3575 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5522
Document Number	0000214092
Map Reference	PB 7 PG 10
Instrument Date	Aug 31, 2020
Instrument	214092
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5522
Investor	Possibly a Property Investor

Mortgage

Document Number	0000214093
Date	Sep 8, 2020
Instrument	214093

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00	$27,620 (-) Land $880 Building $26,740	$186,200 (-) Land $4,400 Building $181,800
2024	$1,723.00	$27,620 (-24.7%) Land $880 Building $26,740	$186,200 (-) Land $4,400 Building $181,800
2023	$1,723.00	$36,680 (+2,447.22%)	$186,200 (-) Land $4,400 Building $181,800
2022	$1,723.00	$1,440 Land $880 Building $560	$186,200 Land $4,400 Building $181,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
TDS Telecom DSL · Fiber in parts of the area	50 / 10