Cherokee County property record for 3450 Armstrong Rd, Cedar Bluff, AL 35959
| Property Type | Mobile Home |
|---|---|
| Details | 1,280 sqft · built 2000 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,700 (Jun 2022) |
| Tax Bill | $88 (2023) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-04-20-0-000-035.000 |
| Primary APN | 13-10-04-20-0-000-035.000 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,280 sqft Living Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Lot Area | 30,928 sqft (0.71 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 442 sqft |
| Deck Area | Deck Area |
| Cabin | 160 sqft |
| Account Number | 215384 |
|---|---|
| Street Address | 3450 ARMSTRONG RD |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5520 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 29, PEARSONS ARROWHEAD ADD S/D, PB 7/10 |
| Legal Subdivision | PEARSONS ARROWHEAD ADDITION |
| Legal Lot Number | 29 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 955701 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3450 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK |
| Jun 27, 2022 | Warranty Deed, Transfer |
| Apr 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | Apr 29, 2019 · Amount on Record |
| Deed Document Number | 224975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 3450 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5520 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3450 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5520 |
| Document Number | 0000231466 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 231466 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CENTRE, AL 35960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 9, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 27, 2022 |
| Property Address | 3450 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5520 |
| Document Number | 0000224975 |
| Map Reference | PB 7 PG 10 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 224975 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3450 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5520 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Apr 29, 2019 |
| Property Address | 3450 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5520 |
| Document Number | 0000207180 |
| Map Reference | PB 7 PG 10 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 207180 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6217 TALLANT RD, MC DONALD, TN 37353-4076 |
| Name | Verified Name |
|---|---|
| Address | 3450 ARMSTRONG RD, CEDAR BLUFF, AL 35959-5520 |
| Investor | Possibly a Property Investor |
| Document Number | 0000207181 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 207181 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $900 (-68.31%) Land $400 Building $500 | $27,800 (-2.11%) Land $4,000 Building $23,800 |
| 2023 | $88.00 (-67.53%) | $2,840 (+57.78%) | $28,400 (-1.73%) Land $4,000 Building $24,400 |
| 2022 | $271.00 | $1,800 Land $800 Building $1,000 | $28,900 Land $4,000 Building $24,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| TDS Telecom DSL · Fiber in parts of the area | 50 / 10 |
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