Clay County property record for 3575 260th Ave, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1956 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $522 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 963615400008 |
| Primary APN | 963615400008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3575 260TH AVE |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | TR 200 X 217-3/4 610 N OF SE CORNER SE SE |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 15 |
| Legal Tract | 200,217 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SIOUX |
| Census Block Group | 3 |
| Census Block | 3165 |
| Census Tract | 80100 |
3575 260th Ave, a rural home, is owned and occupied by an individual who acquired it in August 2025.
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 W 6TH ST, SPENCER, IA 51301-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2025 |
| Transfer Doc | 0000001898 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3575 260th Ave was $522 with a homeowner's exemption, up 4% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $522.00 (+3.98%) Homeowner's exemption | $58,250 Land $1,640 Building $56,610 | $58,250 Land $1,640 Building $56,610 |
| 2024 | $502.00 | ||
| 2023 | $53,650 (+18.09%) Land $1,190 Building $52,460 | $53,650 Land $1,190 Building $52,460 | |
| 2022 | $468.00 Homeowner's exemption Additional exemption filed | $45,430 Land $950 Building $44,480 | |
| 2021 | $45,430 Land $950 Building $44,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3575 260th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3575 260th Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 66% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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