Clay County property record for 3555 260th Ave, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,104 sqft · built 1940 |
| Lot Size | 37.5 acres (1,633,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,352 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 963615400003 |
| Primary APN | 963615400003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 568 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,633,500 sqft (37.5 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3555 260TH AVE |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | PT NE SE |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 15 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SIOUX |
| Census Block Group | 3 |
| Census Block | 3165 |
| Census Tract | 80100 |
3555 260th Ave, a rural home, is owned by an individual who acquired it in August 2025.
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 W 6TH ST, SPENCER, IA 51301-3909 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2025 |
| Transfer Doc | 0000001898 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3555 260th Ave was $1,352, up 7.6% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,352.00 (+7.64%) | $107,310 Land $59,150 Building $48,160 | $107,310 Land $59,150 Building $48,160 |
| 2024 | $1,256.00 | ||
| 2023 | $88,930 (+21.87%) Land $42,910 Building $46,020 | $88,930 Land $42,910 Building $46,020 | |
| 2022 | $1,180.00 Additional exemption filed | $72,970 Land $34,410 Building $38,560 | |
| 2021 | $72,970 Land $34,410 Building $38,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3555 260th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3555 260th Ave is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 80% of Iowa |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures