3574 Lupton Ct, White Plains, MD 20695 Property Records

Charles County property record for 3574 Lupton Ct, White Plains, MD 20695

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,680 sqft · built 2017
Lot Size	0.184 acres (8,025 sqft)
Owner	2 Individual Names on File
Last Sale	$482,495 (Dec 2017)
Tax Bill	$24,208 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-336361`

Property Details

APN / Parcel Number

Primary APN	`06-336361`
Alternative APN	`336361`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,680 sqft Living Area
Gross Area	5,100 sqft
1st Floor Area	1,641 sqft
Basement Area	1,287 sqft
Finished Basement	1,287 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,025 sqft (0.184 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	336361
Street Address	3574 LUPTON CT
City	WHITE PLAINS
State	MD
Zip	20695-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 46 0.1842 AC WORTHINGTON SUB
Legal Subdivision	WORTHINGTON SUB
Legal Block	2
Legal Lot Number	46
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2003
Census Tract	851502

Owner

3574 Lupton Ct is owned and occupied by two individuals who bought it in December 2017.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3574 LUPTON CT, WHITE PLAINS, MD 20695-4229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Dec 14, 2017	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Aug 7, 2017	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Prior Sale	Aug 7, 2017 · Amount on File
Deed Book / Page	10103 / 172
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3574 LUPTON CT, WHITE PLAINS, MD 20695-4229
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114600301
Date	Nov 30, 2020
Book Page	11460/301

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 14, 2017
Property Address	3574 LUPTON CT, WHITE PLAINS, MD 20695-4229
Document Number	0101030172
Book / Page	10103 / 172
Map Reference	MB57 PG180-184
Instrument Date	Nov 24, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8000 VIRGINIA MANOR RD, 8000, BELTSVILLE, MD 20705-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3574 LUPTON CT, WHITE PLAINS, MD 20695-4229

Mortgage

Document Number	0010103177
Date	Dec 14, 2017
Instrument	10103/177

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 7, 2017
Property Address	3574 LUPTON CT, WHITE PLAINS, MD 20695-4229
Document Number	0099370241
Book / Page	009937 / 000241
Instrument Date	Jun 13, 2017
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8000 VIRGINIA MANOR RD #140 BELTSVILLE MD 207054211, 140, BELTSVILLE, MD 20705-4211
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3574 Lupton Ct was $24,208.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,967	$644,400 Land $160,000 Building $484,400
2025	$24,208.00
2023	$9,083.00	$524,133	$556,100 Land $160,000 Building $396,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3574 Lupton Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3574 Lupton Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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