3565 Lupton Ct, White Plains, MD 20695 Property Records

Charles County property record for 3565 Lupton Ct, White Plains, MD 20695

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,138 sqft · built 2018
Lot Size	0.188 acres (8,166 sqft)
Owner	2 Individual Names on File
Last Sale	$433,000 (Jul 2020)
Tax Bill	$21,396 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-336442`

Property Details

APN / Parcel Number

Primary APN	`06-336442`
Alternative APN	`336442`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,138 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	1,188 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,166 sqft (0.188 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	336442
Street Address	3565 LUPTON CT
City	WHITE PLAINS
State	MD
Zip	20695-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 52 0.1875 AC WORTHINGTON SUB
Legal Subdivision	WORTHINGTON SUB
Legal Block	2
Legal Lot Number	52
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2005
Census Tract	851502

Owner

3565 Lupton Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3565 LUPTON CT, WHITE PLAINS, MD 20695-4230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2020	Grant Deed, Transfer BANK OF AMERICA
Mar 12, 2018	Deed, Transfer STEWART TITLE GUARANTY CO
Nov 15, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Book / Page	11224 / 32
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3565 LUPTON CT, WHITE PLAINS, MD 20695-4230
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110400334
Date	Mar 10, 2020
Book Page	11040/334

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2048

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 16, 2020
Property Address	3565 LUPTON CT, WHITE PLAINS, MD 20695-4230
Document Number	0112240032
Book / Page	011224 / 000032
Instrument Date	Jul 14, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	STEWART TITLE, STEWART TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3565 LUPTON CT WHITE PLAINS MD 206954230, WHITE PLAINS, MD 20695-4230

Mortgage

Document Number	112240040
Date	Jul 16, 2020
Book Page	011224/000040

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 12, 2018
Property Address	3565 LUPTON CT, WHITE PLAINS, MD 20695-4230
Document Number	0101960073
Book / Page	10196 / 073
Map Reference	MB57 PG180-184
Instrument Date	Feb 20, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8000 VIRGINIA MNR # RDSTE105, 8000, BELTSVILLE, MD 20705-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 LUPTON CT, WHITE PLAINS, MD 20695-4230

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 15, 2017
Property Address	3565 LUPTON CT, WHITE PLAINS, MD 20695-4230
Document Number	0100660114
Book / Page	010066 / 000114
Instrument Date	Oct 31, 2017
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$105.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 LUPTON CT WHITE PLAINS MD 20695, WHITE PLAINS, MD 20695
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3565 Lupton Ct was $21,396 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,833	$522,900 Land $160,000 Building $362,900
2025	$21,396.00
2023	$7,843.00 Homeowner's exemption	$430,567	$456,700 Land $160,000 Building $296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3565 Lupton Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3565 Lupton Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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