3563 Calle Palmito, Carlsbad, CA 92009 Property Records

San Diego County property record for 3563 Calle Palmito, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,817 sqft · built 2005
Lot Size	0.261 acres (11,377 sqft)
Owner	2 Individual Names on File
Last Sale	$1,495,000 (Jul 2020)
Tax Bill	$19,260 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-681-16-00`

Property Details

APN / Parcel Number

Primary APN	`223-681-16-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,817 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	11,377 sqft (0.261 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3563 CALLE PALMITO
City	CARLSBAD
State	CA
Zip	92009-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 36 TR 014617
Legal Subdivision	CARLSBAD COURT
Legal Tract	014617
Legal Block	4
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4015
Census Tract	17109

Owner

3563 Calle Palmito is owned and occupied by two individuals who bought it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3563 CALLE PALMITO, CARLSBAD, CA 92009-8959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 7, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Mar 13, 2018	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Mar 13, 2018 · Amount on File
Deed Document Number	2020354991
Prior Transfer Date	Dec 22, 2014
Prior Transfer Doc	0000570519
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3563 CALLE PALMITO, CARLSBAD, CA 92009-8959
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 CALLE PALMITO, CARLSBAD, CA 92009-8959

Mortgage

Document Number	0000796290
Date	Nov 18, 2021
Instrument	2021-0796290

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	476 Months
Due	Jul 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3563 CALLE PALMITO, CARLSBAD, CA 92009-8959
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 CALLE PALMITO, CARLSBAD, CA 92009-8959

Mortgage

Document Number	0000413641
Date	Jun 3, 2021
Instrument	2021-0413641

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2020
Property Address	3563 CALLE PALMITO, CARLSBAD, CA 92009-8959
Document Number	0000354991
Map Reference	MAP 14617
Instrument Date	May 29, 2020
Instrument	2020-0354991
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3563 CALLE PALMITO, CARLSBAD, CA 92009-8959

Mortgage

Document Number	0000354992
Date	Jul 7, 2020
Instrument	2020-0354992

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2018
Property Address	3563 CALLE PALMITO, CARLSBAD, CA 92009-8959
Document Number	0000097310
Instrument Date	Mar 6, 2018
Instrument	97310
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6360 HUNTINGTON DR CARLSBAD CA 920093080, CARLSBAD, CA 92009-3080

Mortgage

Document Number	97311
Date	Mar 13, 2018
Instrument	97311

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3563 Calle Palmito was $19,260 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,696,060 (+2%) Land $877,743 Building $818,317
2025	$19,260.00 Homeowner's exemption	$1,662,805 Land $860,533 Building $802,272
2023	$18,110.00 (+3.47%) Homeowner's exemption	$1,598,238 Land $827,118 Building $771,120
2022	$17,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3563 Calle Palmito in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3563 Calle Palmito is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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