35738 Ruffing Rd, Dade City, FL 33523 Property Records

Pasco County property record for 35738 Ruffing Rd, Dade City, FL 33523

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,794 sqft · built 2022
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2020)
Tax Bill	$8,326 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-24-21-0000-00200-0000`

Property Details

APN / Parcel Number

Primary APN	`29-24-21-0000-00200-0000`
Alternative APN	`2124290000002000000`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	4,794 sqft Living Area
Gross Area	5,658 sqft
1st Floor Area	4,290 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	648 sqft
Porch	Slab
Total Buildings	2 Buildings

Location & Zoning

Street Address	35738 RUFFING RD
City	DADE CITY
State	FL
Zip	33523-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	W 1/3 OF N 3/4 OF NE 1/4 OF NE 1/4
Legal Range	21E
Legal Township	24S
Legal Section	29
Legal Block	2
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1026
Census Tract	32300

Owner

35738 Ruffing Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Pasco County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35738 RUFFING RD, DADE CITY, FL 33523-8612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Deed Document Number	2020216622
Deed Book / Page	10240 / 3934
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	35738 RUFFING RD, DADE CITY, FL 33523-8612
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26955 STILLBROOK DR, WESLEY CHAPEL, FL 33544-7748

Mortgage

Document Number	0105940482
Date	Apr 18, 2022
Book Page	10594/482
Instrument	2022085844

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 18, 2020
Property Address	35738 RUFFING RD, DADE CITY, FL 33523-8612
Document Number	0102403934
Book / Page	10240 / 3934
Instrument Date	Dec 17, 2020
Instrument	2020216622
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	MERIDIAN TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 777, DADE CITY, FL 33526-0777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35738 RUFFING RD, DADE CITY, FL 33523-8612

Mortgage

Document Number	102403936
Date	Dec 18, 2020
Instrument	10240/3936

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 35738 Ruffing Rd was $8,326 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,099 (+2.53%)	$644,050 (-0.21%) Land $154,530 Building $489,520
2025	$8,326.00 Homeowner's exemption	$523,831 Land $154,530 Building $369,301	$645,404 Land $154,530 Building $490,874
2023	$3,099.00 (+38.6%)	$181,122 (+17.21%) Land $154,530 Building $26,592	$181,122 (+17.21%) Land $154,530 Building $26,592
2022	$2,236.00	$154,530	$154,530 Land $154,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35738 Ruffing Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35738 Ruffing Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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