35724 Ruffing Rd, Dade City, FL 33523 Property Records

Pasco County property record for 35724 Ruffing Rd, Dade City, FL 33523

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,084 sqft · built 1996
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Trust Names on File
Last Sale	$270,000 (Dec 2015)
Tax Bill	$5,583 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-24-21-0000-00500-0010`

Property Details

APN / Parcel Number

Primary APN	`29-24-21-0000-00500-0010`
Alternative APNs	`2124290000005000010` `0095802`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,084 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	2,120 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	351 sqft
Porch	Porch
Porch Area	454 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0095802
Old Parcel Number	2124290000005000010
Street Address	35724 RUFFING RD
City	DADE CITY
State	FL
Zip	33523-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00AR
Legal Description	SOUTH 420.00 FT OF EAST 210.00 FT OF NW1/4 OF NE1/4 OF SEC 29 SUBJECT TO A UTILITY EASEMENT PER OR 3098 PG 801 OVER EAST 20
Legal Range	21E
Legal Township	24S
Legal Section	29
Legal Subdivision	ACREAGE
Legal Block	5
Legal Lot Number	1
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1026
Census Tract	32300

Owner

35724 Ruffing Rd is owner-occupied and held in a trust since October 2025.

Source: Pasco County records, as of December 19, 2025

Owner of Record	2 Trust Names on File
Co-owner	2 Co-owners on File
Mailing Address	35724 RUFFING RD, DADE CITY, FL 33523-8612
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 9, 2018	Deed of Trust, Mortgage · Conventional with PMI SUNCOAST CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 4, 2015 · Amount on File
Deed Sale	Dec 4, 2015 · Amount on File
Prior Sale	Dec 4, 2015 · Amount on File
Deed Document Number	0092941414
Deed Book / Page	9294 / 1414
Last Transfer Date	Oct 7, 2025
Transfer Doc	0112941040
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Oct 7, 2025
Property Address	35724 RUFFING RD, DADE CITY, FL 33523-8612
Document Number	0112941040
Book / Page	11294 / 1040
Instrument Date	Sep 30, 2025
Instrument	2025190679
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35724 RUFFING RD, DADE CITY, FL 33523-8612

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	35724 RUFFING RD, DADE CITY, FL 33523-8612

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	35724 RUFFING RD, DADE CITY, FL 33523-8612
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35724 RUFFING RD, DADE CITY, FL 33523-8612

Mortgage

Document Number	0107613608
Date	Feb 3, 2023
Book Page	10761/3608
Instrument	2023020692

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	35724 RUFFING RD, DADE CITY, FL 33523-8612
Document Number	0096923678
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 7755 WESLEY CHAPEL FL 335450113, WESLEY CHAPEL, FL 33545-0113

Mortgage

Document Number	0096923678
Date	Mar 15, 2018
Book Page	009692/003678
Instrument	43551

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 14, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 35724 Ruffing Rd was $5,583 with a homeowner's exemption, up 2.4% from the year before.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,583.00 (+2.4%) Homeowner's exemption	$360,730 (+2.9%) Land $47,003 Building $313,727	$453,010 (-0.24%) Land $47,003 Building $406,007
2024	$5,452.00 (+3.75%) Homeowner's exemption	$350,570 (+3%) Land $47,003 Building $303,567	$454,086 (+2.61%) Land $47,003 Building $407,083
2023	$5,255.00 (+11.22%) Additional exemption filed	$340,360 (+3%) Land $47,003 Building $293,357	$442,549 (+9.4%) Land $47,003 Building $395,546
2022	$4,725.00 Homeowner's exemption	$330,450 Land $47,003 Building $283,447	$404,520 Land $47,003 Building $357,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35724 Ruffing Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35724 Ruffing Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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