Merced County property record for 3571 Vernal Ave, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,536 sqft · built 1978 |
| Lot Size | 0.154 acres (6,687 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,000 (Nov 2009) |
| Tax Bill | $1,623 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-361-016-000 |
| Primary APN | 006-361-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 1,955 sqft |
| 1st Floor Area | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,687 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 419 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 006-361-016 |
|---|---|
| Street Address | 3571 VERNAL AVE |
| City | MERCED |
| State | CA |
| Zip | 95340-0638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R16 |
| Legal Description | W PK VIL #6 LOT 142 |
| Legal Subdivision | WAINWRIGHTS PARK VILLAGE 06 |
| Legal Lot Number | 142 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 1101 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3571 VERNAL AVE, MERCED, CA 95340-0638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Aug 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2009 · Amount on Record |
| Deed Sale | Nov 18, 2009 · Amount on Record |
| Prior Sale | Aug 11, 2009 · Amount on Record |
| Deed Document Number | 200954858 |
| Last Transfer Date | Jan 22, 2021 |
| Transfer Doc | 0000033918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3571 VERNAL AVE, MERCED, CA 95340-0638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000043528 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 2019043528 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 2, 2021 |
| Property Address | 3571 VERNAL AVE, MERCED, CA 95340-0638 |
| Document Number | 0000033918 |
| Map Reference | MB 23 PG 23-27 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021033918 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3571 VERNAL AVE, MERCED, CA 95340-0638 |
| Document Number | 0000033919 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021033919 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 1, 2051 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $155,346 (+2%) Land $26,325 Building $129,021 | |
| 2025 | $1,623.00 (+7.41%) Homeowner's exemption | $152,301 (+4.04%) Land $25,809 Building $126,492 |
| 2023 | $1,511.00 (+1.48%) Homeowner's exemption | $146,388 Land $24,807 Building $121,581 |
| 2022 | $1,489.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, Verizon.
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