3570 Vernal Ave, Merced, CA 95340 Property Records

Merced County property record for 3570 Vernal Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 1978
Lot Size	0.226 acres (9,852 sqft)
Owner	Trust Name on File
Last Sale	$140,000 (Oct 2012)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`006-363-005-000`

Property Details

APN / Parcel Number

Primary APN	`006-363-005-000`
Alternative APN	`006-363-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	1,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	9,852 sqft (0.226 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	006-363-005
Street Address	3570 VERNAL AVE
City	MERCED
State	CA
Zip	95340-0639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	W PK VIL #6 LOT 122
Legal Subdivision	WAINWRIGHTS PARK VILLAGE 06
Legal Lot Number	122
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4006
Census Tract	1101

Owner

3570 Vernal Ave is owner-occupied and held in a trust since June 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	3570 VERNAL AVE, MERCED, CA 95340-0639
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2012 · Amount on File
Deed Sale	Oct 24, 2012 · Amount on File
Prior Sale	Nov 25, 2009 · Amount on File
Deed Document Number	201237810
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000049091
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Dec 21, 2020
Property Address	3570 VERNAL AVE, MERCED, CA 95340-0639
Document Number	0000049089
Map Reference	MB 23 PG 23-27
Instrument Date	Jun 25, 2020
Instrument	2020049089
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3570 VERNAL AVE, MERCED, CA 95340-0639

Mortgage

Document Number	0000049090
Date	Dec 21, 2020
Instrument	2020049090

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Jul 1, 2035

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 21, 2020
Property Address	3570 VERNAL AVE, MERCED, CA 95340-0639
Document Number	0000049091
Instrument Date	Jun 25, 2020
Instrument	49091
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3570 VERNAL AVE MERCED CA 953400639, MERCED, CA 95340-0639

Tax Assessment & Valuation

The 2025 property tax bill for 3570 Vernal Ave was $1,846 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$175,833 (+2%) Land $13,809 Building $162,024
2025	$1,846.00 Homeowner's exemption	$172,387 Land $13,539 Building $158,848
2023	$1,719.00 (+1.48%) Homeowner's exemption	$165,695 Land $13,014 Building $152,681
2022	$1,694.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3570 Vernal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3570 Vernal Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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