3571 Flat Rock St, Carlsbad, CA 92010 Property Records

San Diego County property record for 3571 Flat Rock St, Carlsbad, CA 92010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,397 sqft · built 2005
Lot Size	0.12 acres (5,231 sqft)
Owner	Company Name on Record
Last Sale	$735,000 (Feb 2005)
Tax Bill	$13,045 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-321-39-00`

Property Details

APN / Parcel Number

Primary APN	`168-321-39-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,397 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	5,231 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3571 FLAT ROCK ST
City	CARLSBAD
State	CA
Zip	92010-7091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 55 TR 014622
Legal Subdivision	CARLSBAD COURT
Legal Tract	014622
Legal Block	2
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3571 FLAT ROCK ST, CARLSBAD, CA 92010-7091
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Oct 20, 2022	Intrafamily Transfer, Transfer
Mar 14, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2005 · Amount on Record
Deed Sale	Feb 10, 2005 · Amount on Record
Deed Document Number	2005115600
Last Transfer Date	Jul 6, 2020
Transfer Doc	0000406955
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3571 FLAT ROCK ST, CARLSBAD, CA 92010-7091
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3571 FLAT ROCK ST, CARLSBAD, CA 92010-7091

Mortgage

Document Number	0000235824
Date	Mar 26, 2021
Instrument	2021-0235824

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3571 FLAT ROCK ST, CARLSBAD, CA 92010-7091
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187900
Date	Apr 14, 2020
Instrument	2020-0187900

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3571 FLAT ROCK ST, CARLSBAD, CA 92010-7091
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000541551
Date	Nov 20, 2017
Instrument	2017-0541551

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 13, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2022
Property Address	3571 FLAT ROCK ST, CARLSBAD, CA 92010-7091
Document Number	0000406955
Map Reference	MAP 14622
Instrument Date	Jul 6, 2020
Instrument	2022-0406955
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3571 FLAT ROCK ST, CARLSBAD, CA 92010-7091

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2017
Property Address	3571 FLAT ROCK ST, CARLSBAD, CA 92010-7091
Document Number	0000116509
Instrument Date	Jan 18, 2017
Instrument	116509
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3571 FLAT ROCK ST CARLSBAD CA 920107091, CARLSBAD, CA 92010-7091

Mortgage

Document Number	116510
Date	Mar 14, 2017
Instrument	116510

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,084,613 (+2%) Land $675,344 Building $409,269
2025	$13,045.00 (+3.61%) Homeowner's exemption	$1,063,347 (+4.04%) Land $662,102 Building $401,245
2023	$12,591.00 (+1.42%) Homeowner's exemption	$1,022,058 Land $636,393 Building $385,665
2022	$12,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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