3564 Flat Rock St, Carlsbad, CA 92010 Property Records

San Diego County property record for 3564 Flat Rock St, Carlsbad, CA 92010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,691 sqft · built 2005
Lot Size	0.14 acres (6,111 sqft)
Owner	Company Name on Record
Last Sale	$557,000 (Oct 2013)
Tax Bill	$8,942 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-320-20-00`

Property Details

APN / Parcel Number

Primary APN	`168-320-20-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,691 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,111 sqft (0.14 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3564 FLAT ROCK ST
City	CARLSBAD
State	CA
Zip	92010-7090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 64 TR 014622
Legal Subdivision	CARLSBAD COURT
Legal Tract	014622
Legal Block	2
Legal Lot Number	64
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3564 FLAT ROCK ST, CARLSBAD, CA 92010-7090
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Intrafamily Transfer, Transfer
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2013 · Amount on Record
Deed Sale	Oct 31, 2013 · Amount on Record
Prior Sale	Mar 2, 2005 · Amount on Record
Deed Document Number	2013654280
Last Transfer Date	Nov 4, 2022
Transfer Doc	0000427179
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2022
Property Address	3564 FLAT ROCK ST, CARLSBAD, CA 92010-7090
Document Number	0000427179
Map Reference	MAP 14622
Instrument Date	Nov 4, 2022
Instrument	2022-0427179
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3564 FLAT ROCK ST, CARLSBAD, CA 92010-7090

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3564 FLAT ROCK ST, CARLSBAD, CA 92010-7090
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3564 FLAT ROCK ST, CARLSBAD, CA 92010-7090

Mortgage

Document Number	0000812451
Date	Nov 29, 2021
Instrument	2021-0812451

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3564 FLAT ROCK ST, CARLSBAD, CA 92010-7090
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130694
Date	Mar 13, 2020
Instrument	2020-0130694

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,450 (+2%) Land $359,704 Building $336,746
2025	$8,942.00 (+3.4%) Homeowner's exemption	$682,795 (+4.04%) Land $352,651 Building $330,144
2023	$8,648.00 (+1.36%) Homeowner's exemption	$656,283 Land $338,958 Building $317,325
2022	$8,532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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