3570 Whispering Oak Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 3570 Whispering Oak Dr, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,502 sqft · built 2006
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$509,000 (Jun 2021)
Tax Bill	$4,867 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`069-029-062-000`

Property Details

APN / Parcel Number

Primary APN	`069-029-062-000`
Alternative APN	`0692962000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,502 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	3570 WHISPERING OAK DR
City	CERES
State	CA
Zip	95307-7107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAREMONT OAKS #2 (41M54) BLK 6745 LOT 5
Legal Subdivision	CLAREMONT OAKS PH 02
Legal Block	6745
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1011
Census Tract	3003

Owner

3570 Whispering Oak Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Grant Deed, Transfer · VA Mortgage QUICKEN LOANS LLC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
May 2, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
May 2, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
May 22, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
May 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Jun 8, 2011 · Amount on File
Deed Document Number	202161124
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0000030397
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 25, 2021
Property Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107
Document Number	0000061124
Map Reference	MB 41 PG 54
Instrument Date	Jun 19, 2021
Instrument	2021-0061124
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107

Mortgage

Document Number	0000061125
Date	Jun 25, 2021
Instrument	2021-0061125

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107

Mortgage

Document Number	0000020056
Date	Mar 1, 2021
Instrument	2021-0020056

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2036

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 30, 2020
Property Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107
Document Number	0000030397
Map Reference	MB 41 PG 54
Instrument Date	Apr 24, 2020
Instrument	2020-0030397
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107

Mortgage

Document Number	0000030398
Date	Apr 30, 2020
Instrument	2020-0030398

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107
Document Number	0000028757
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3570 WHISPERING OAK DR CERES CA 953077107, CERES, CA 95307-7107

Mortgage

Document Number	0000028757
Date	May 9, 2019
Instrument	28757

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107
Document Number	0000043622
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3570 WHISPERING OAK DR CERES CA 953077107, CERES, CA 95307-7107

Mortgage

Document Number	0000043622
Date	Jul 5, 2019
Instrument	43622

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2049

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 22, 2017
Property Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107
Document Number	0000036502
Instrument Date	May 12, 2017
Instrument	36502
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3570 WHISPERING OAK DR CERES CA 953077107, CERES, CA 95307-7107

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 19, 2017
Property Address	3570 WHISPERING OAK DR, CERES, CA 95307-7107
Document Number	0000036148
Instrument Date	May 12, 2017
Instrument	36148
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3570 WHISPERING OAK DR CERES CA 953077107, CERES, CA 95307-7107

Mortgage

Document Number	36149
Date	May 19, 2017
Instrument	36149

Lender

Name	ORION LNDG
Address	ORANGE, CA 92888

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3570 Whispering Oak Dr was $4,867 with a veteran's exemption, down 0.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,867.00 (-0.23%) Veteran's exemption	$561,974 (+2%) Land $182,172 Building $379,802
2025	$4,878.00 Veteran's exemption	$550,955 Land $178,600 Building $372,355
2023	$4,544.00 (-0.81%) Disabled Person's exemption Veteran's exemption	$529,563 Land $171,666 Building $357,897
2022	$4,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3570 Whispering Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3570 Whispering Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Whispering Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures