Stanislaus County property record for 3543 Whispering Oak Dr, Ceres, CA 95307
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,391 sqft · built 2006 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $478,000 (Nov 2022) |
| Tax Bill | $8,046 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-029-067-000 |
| Primary APN | 069-029-067-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,391 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 6,500 sqft (0.149 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3543 WHISPERING OAK DR |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307-7107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAREMONT OAKS #2 (41M54) BLK 6743 LOT 26 |
| Legal Subdivision | CLAREMONT OAKS PH 2 |
| Legal Block | 6743 |
| Legal Lot Number | 26 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3003 |
3543 Whispering Oak Dr is owned and occupied by an individual who bought it in November 2022.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3543 WHISPERING OAK DR, CERES, CA 95307-7107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on File |
| Deed Sale | Nov 22, 2022 · Amount on File |
| Prior Sale | May 2, 2012 · Amount on File |
| Deed Document Number | 202274925 |
| Prior Transfer Date | Nov 7, 2022 |
| Prior Transfer Doc | 0000074925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Nov 22, 2022 |
| Property Address | 3543 WHISPERING OAK DR, CERES, CA 95307-7107 |
| Document Number | 0000074925 |
| Map Reference | MB 41 PG 54 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 2022-0074925 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3543 WHISPERING OAK DR, CERES, CA 95307-7107 |
| Document Number | 0000074926 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022-0074926 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2026 property tax bill for 3543 Whispering Oak Dr was $8,046, up 0.1% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,046.00 (+0.07%) | $659,009 (+2%) Land $222,853 Building $436,156 |
| 2025 | $8,040.00 | $646,088 Land $218,484 Building $427,604 |
| 2023 | $7,345.00 (+105.92%) | $621,000 Land $210,000 Building $411,000 |
| 2022 | $3,567.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3543 Whispering Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3543 Whispering Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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