3570 Ruby Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3570 Ruby Ln, Saint Charles, MO 63303 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1995
Square Footage2,300 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageAttached, 513 sqft
OccupancyOwner Occupied
Last Sale$250,000 (2018)

Property Details

APN / Parcel Number

Primary APNA953001419
Alternative APN
  • 3-0015-7210-00-0012.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area2,300 sqft Living Area
Gross Area3,577 sqft Gross Area
1st Floor1,550 sqft 1st Floor
Basement Area1,514 sqft Basement
Finished Basement750 sqft Finished
Unfinished Basement764 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area513 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area528 sqft Patio
PorchOpen Porch
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA953001419
Street Address3570 RUBY LN
CitySAINT CHARLES
StateMO
Zip63303-6474
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARVEST VALLEY #2 LOT 12
Legal SubdivisionHARVEST VALLEY #2
Legal Lot Number12
JurisdictionST CHARLES MO
Minor Civil DivisionHARVESTER
Census Blockgroup3
Census Block3016
Census Tract311147

Owner

Source: St. Charles County records · APN A953001419

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3570 RUBY LN, SAINT CHARLES, MO 63303-6474
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 05, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2018 · Amount on Record
Deed SaleAug 03, 2018 · Amount on Record
Prior SaleAug 03, 2018 · Amount on Record
Deed Doc Number2018442600
Deed Book / Page6958 / 603
Last Transfer DateMay 03, 2023
Transfer Doc0000017231
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3570 RUBY LN, SAINT CHARLES, MO 63303-6474
Transaction TypeMortgage
Record UpdatedMay 22, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3570 RUBY LN, SAINT CHARLES, MO 63303-6474

Mortgage

Document Number0000068252
DateAug 13, 2021
Instrument2021R-068252
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 01, 2031

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMay 05, 2023
Property Address3570 RUBY LN, SAINT CHARLES, MO 63303-6474
Document Number0000017231
Map ReferenceMB 32 PG 135
Instrument DateMay 03, 2023
Instrument2023R-017231
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address3570 RUBY LN, SAINT CHARLES, MO 63303-6474

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$63,757 (-)$335,561 (-) Land $70,000 Building $265,561
2025$63,757 (+8.14%)$335,561 (+8.14%) Land $70,000 Building $265,561
2024$3,649.00
2023$58,957
2022$310,301 Land $50,000 Building $260,301

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