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3554 Ruby Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3554 Ruby Ln, Saint Charles, MO 63303 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1995
Square Footage2,492 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2020)
Tax Bill$4,959.00 (2025)

Property Details

APN / Parcel Number

Primary APNA953001423
Alternative APN
  • 3-0015-7210-00-0016.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,492 sqft Living Area
1st Floor1,280 sqft 1st Floor
Basement Area1,266 sqft Basement
Finished Basement802 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Architectural StyleOther Style
Exterior MaterialComposition/Composite Exterior
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Patio Area200 sqft Patio
Porch1 Porch
Porch Area200 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA953001423
Old Parcel NumberA953001423
Street Address3554 RUBY LN
CitySAINT CHARLES
StateMO
Zip63303-6474
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARVEST VALLEY #2 LOT 16
Legal Range04E
Legal Township46N
Legal SubdivisionHARVEST VALLEY #2
Legal Lot Number16
JurisdictionST CHARLES MO
Minor Civil DivisionHARVESTER
Census Blockgroup3
Census Block3016
Census Tract311147

Owner

Source: St. Charles County records · APN A953001423

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3554 RUBY LN, SAINT CHARLES, MO 63303-6474
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Feb 17, 2026Beneficiary Deed, Transfer
Mar 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Apr 17, 2020Warranty Deed, Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2020 · Amount on Record
Deed SaleApr 17, 2020 · Amount on Record
Prior SaleJun 13, 2007 · Amount on Record
Deed Doc Number0072721219
Deed Book / Page007272 / 001219
Last Transfer DateFeb 17, 2026
Transfer Doc0000006891
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3554 RUBY LN, SAINT CHARLES, MO 63303-6474
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3554 RUBY LN, SAINT CHARLES, MO 63303-6474

Mortgage

Document Number0000018488
DateMar 03, 2021
Instrument2021R-018488
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036

February 2026: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateFeb 17, 2026
Property Address3554 RUBY LN, SAINT CHARLES, MO 63303-6474
Document Number0000006891
Map ReferenceMB 32 PG 132
Instrument DateFeb 13, 2026
Instrument2026R-006891
Transaction TypeTransfer
Record UpdatedMar 03, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3554 RUBY LN, SAINT CHARLES, MO 63303-6474

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3554 RUBY LN, SAINT CHARLES, MO 63303-6474

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3554 RUBY LN, SAINT CHARLES, MO 63303-6474
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3554 RUBY LN, SAINT CHARLES, MO 63303-6474

Mortgage

Document Number2021R018488
DateMar 03, 2021
Instrument2021R-018488
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 17, 2020
Property Address3554 RUBY LN, SAINT CHARLES, MO 63303-6474
Document Number0072721219
Book / Page007272 / 001219
Instrument DateApr 15, 2020
Instrument240310
Transaction TypeTransfer
Record UpdatedJul 10, 2020
Title CompanyCHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3554 RUBY LN ST CHARLES MO 633036474, ST CHARLES, MO 63303-6474

Mortgage

Document Number72721222
DateApr 17, 2020
Book Page007272/001222
Instrument240320
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,959.00$82,725 (+9.17%)$435,394 (+9.17%) Land $70,000 Building $365,394
2023$75,774
2022$398,809 Land $50,000 Building $348,809

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