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3570 Pine Tree Loop, Haines City, FL 33844 Property Records

Polk County property record for 3570 Pine Tree Loop, Haines City, FL 33844

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,292 sqft · built 1989
Lot Size0.526 acres (22,913 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Sep 2023)
Tax Bill$618 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Mar 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-28-07-935117-000390

Property Details

APN / Parcel Number

Primary APN28-28-07-935117-000390
Alternative APNs
  • 072828935117000390
  • 72828000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,292 sqft Living Area
Gross Area5,356 sqft
1st Floor Area3,212 sqft
Upper Floors Area1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area22,913 sqft (0.526 acres)
Lot Dimensions164 ft deep x 140 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area1,064 sqft

Exterior Amenities

Pool Area450 sqft
PorchUnfinished Open Porch
Porch Area96 sqft
Patio Area672 sqft
Utility Building94 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3570 PINE TREE LOOP
CityHAINES CITY
StateFL
Zip33844-9097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING PINES UNIT NUMBER SIX PB 85 PG 29 LOT 39
Legal Range28E
Legal Township28S
Legal Section07
Legal SubdivisionSPRING PINES UNIT 06
Legal Tract935117
Legal Block2
Legal Lot Number39
Legal UnitNUMBER
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2003
Census Tract14128

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3570 PINE TREE LOOP, HAINES CITY, FL 33844-9097
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 8, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 15, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2023 · Amount on Record
Deed SaleSep 20, 2023 · Amount on Record
Prior SaleJan 15, 2019 · Amount on Record
Deed Document Number2023221543
Deed Book / Page12843 / 2088
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 20, 2023
Property Address3570 PINE TREE LOOP, HAINES CITY, FL 33844-9097
Document Number0000221543
Book / Page12843 / 2088
Map ReferenceMB 85 PG 29
Instrument DateSep 12, 2023
Instrument2023221543
Transaction TypeTransfer
Record UpdatedOct 3, 2023
Title CompanyTITLE SOLUTIONS/NAPLE, TITLE SOLUTIONS GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address134 WATSON DR, WARRENDALE, PA 15086-1102

Transferred To (Grantee/Buyer)

NameVerified Name
Address3570 PINE TREE LOOP, HAINES CITY, FL 33844-9097

Mortgage

Document Number0128432091
DateSep 20, 2023
Instrument12843/2091
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3570 PINE TREE LOOP, HAINES CITY, FL 33844-9097
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3570 PINE TREE LOOP, HAINES CITY, FL 33844-9097

Mortgage

Document Number0000054593
DateMar 8, 2023
Book Page12608/965
Instrument2023054593
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2043

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3570 PINE TREE LOOP, HAINES CITY, FL 33844-9097
Document Number0113540678
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3570 PINE TREE LOOP HAINES CITY FL 338449097, HAINES CITY, FL 33844-9097

Mortgage

Document Number0113540678
DateAug 28, 2020
Book Page011354/000678
Instrument177811
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 15, 2019
Property Address3570 PINE TREE LOOP, HAINES CITY, FL 33844-9097
Document Number0107231980
Book / Page010723 / 001980
Instrument DateJan 14, 2019
Instrument8943
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyINTEGRITY FIRST TITLE LLC/DAVE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address351 KESWICK AVE DAVENPORT FL 338974802, DAVENPORT, FL 33897-4802

Mortgage

Document Number107231982
DateJan 15, 2019
Book Page010723/001982
Instrument8944
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 14, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$491,599 (+65.7%) Land $38,000 Building $453,599$491,599 (-12.22%) Land $38,000 Building $453,599
2024$618.00 (-83.93%)
2023$3,845.00 (+2.7%) Homeowner's exemption$296,674 (+3%)$560,017 (+24.97%) Land $37,000 Building $523,017
2022$3,744.00 Homeowner's exemption$288,033$448,130 Land $31,000 Building $417,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRENELEFE RESORT
private · serves 2,114 people · EPA ID FL6530692
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

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