Polk County property record for 3559 Pine Tree Loop, Haines City, FL 33844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,657 sqft · built 2003 |
| Lot Size | 0.547 acres (23,814 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Feb 2021) |
| Tax Bill | $4,417 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-28-07-935117-000320 |
| Primary APN | 28-28-07-935117-000320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,657 sqft Living Area |
| Gross Area | 3,281 sqft |
| 1st Floor Area | 2,657 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 23,814 sqft (0.547 acres) |
| Lot Dimensions | 170 ft deep x 152 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 324 sqft |
| Shed | 1 Shed |
| Street Address | 3559 PINE TREE LOOP |
|---|---|
| City | HAINES CITY |
| State | FL |
| Zip | 33844-9098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING PINES UNIT NUMBER SIX PB 85 PG 29 LOT 32 |
| Legal Range | 28E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | SPRING PINES UNIT 06 |
| Legal Tract | 935117 |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Legal Unit | NUMBER |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 14128 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3559 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Mar 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2016 · Amount on Record |
| Deed Document Number | 202130201 |
| Deed Book / Page | 11568 / 1651 |
| Prior Transfer Date | Jun 1, 2015 |
| Prior Transfer Doc | 0000110965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 5, 2021 |
| Property Address | 3559 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Document Number | 0000030201 |
| Book / Page | 11568 / 1651 |
| Map Reference | MB 85 PG 29 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 2021030201 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2910 COUNTRY CLUB RD N, 2910, WINTER HAVEN, FL 33881-9091 |
| Name | Verified Name |
|---|---|
| Address | 3559 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Document Number | 0115681652 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 11568/1652 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3559 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Document Number | 0112122250 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3559 PINE TREE LOOP HAINES CITY FL 338449098, HAINES CITY, FL 33844-9098 |
| Document Number | 0112122250 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 011212/002250 |
| Instrument | 83434 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3559 PINE TREE LOOP, HAINES CITY, FL 33844-9098 |
| Document Number | 0108031141 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3559 PINE TREE LOOP HAINES CITY FL 338449098, HAINES CITY, FL 33844-9098 |
| Document Number | 0108031141 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 010803/001141 |
| Instrument | 70779 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2049 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,417.00 (-5.36%) Homeowner's exemption | $381,850 (+6.27%) | $393,875 (-3.83%) Land $38,000 Building $355,875 |
| 2023 | $4,667.00 (+2.55%) Homeowner's exemption | $359,309 (+3%) | $409,556 (+17.4%) Land $37,000 Building $372,556 |
| 2022 | $4,551.00 Homeowner's exemption | $348,844 Land $31,000 Building $317,844 | $348,844 Land $31,000 Building $317,844 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRENELEFE RESORT private · serves 2,114 people · EPA ID FL6530692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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