3570 E Rubio Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 3570 E Rubio Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,224 sqft · built 1996
Lot Size	0.209 acres (9,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2020)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`723-55-205`

Property Details

APN / Parcel Number

Primary APN	`723-55-205`
Alternative APNs	`R0011410` `10436205`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	2,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,120 sqft (0.209 acres)
View / Lot	Sound
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Pool Area	385 sqft
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0011410
Street Address	3570 E RUBIO LN
City	YUMA
State	AZ
Zip	85365-4653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	SUBDIVISION: TIERRA MESA EST 9 LOT: 205 SECTION: 24 TOWNSHIP: 09S RANGE: 23W
Legal Range	23W
Legal Township	09S
Legal Section	24
Legal Subdivision	TIERRA MESA EST 9
Legal Lot Number	205
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2018
Census Tract	11107

Owner

Source: Yuma County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PSC 559 BOX 6786, FPO, AP 96377-0068
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 18, 2020	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Aug 23, 2017	Intrafamily Transfer, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	202035324
Prior Transfer Date	Aug 8, 2017
Prior Transfer Doc	0000021222
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	3570 E RUBIO LN, YUMA, AZ 85365-4653
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PSC 559 BOX 6786, FPO, AP 96377-0068

Mortgage

Document Number	0000023640
Date	Sep 24, 2025
Instrument	2025-23640

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Nov 18, 2020
Property Address	3570 E RUBIO LN, YUMA, AZ 85365-4653
Document Number	0000035324
Map Reference	MB 14 PG 18&19
Instrument Date	Nov 16, 2020
Instrument	2020-35324
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3570 E RUBIO LN, 3570, YUMA, AZ 85365-4653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3570 E RUBIO LN, YUMA, AZ 85365-4653

Mortgage

Document Number	0000035325
Date	Nov 18, 2020
Instrument	2020-35325

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUMA AZ
Recording Date	Aug 23, 2017
Property Address	3570 E RUBIO LN, YUMA, AZ 85365-4653
Document Number	0000021222
Map Reference	MB14 PG18&19
Instrument Date	Aug 8, 2017
Instrument	2017-21222
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3570 E RUBIO LN, YUMA, AZ 85365-4653

Mortgage

Document Number	0000021223
Date	Aug 23, 2017
Instrument	2017-21223

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,857 (+15.76%) Land $3,797 Building $20,060	$361,322 (+29.84%) Land $57,500 Building $303,822
2025	$2,108.00 (+6.09%)
2023	$1,987.00	$20,609 Land $3,925 Building $16,684	$278,290 Land $53,000 Building $225,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS TIERRA MESA ESTATES WATER COMPANY private · serves 632 people · EPA ID AZ0414080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Uranium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sun Valley Broadband Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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