3534 E Rubio Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 3534 E Rubio Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,322 sqft · built 1996
Lot Size	0.223 acres (9,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Mar 2024)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`723-55-208`

Property Details

APN / Parcel Number

Primary APN	`723-55-208`
Alternative APNs	`R0011413` `10436208`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area
Gross Area	2,990 sqft
1st Floor Area	2,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,715 sqft (0.223 acres)
View / Lot	Sound
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0011413
Street Address	3534 E RUBIO LN
City	YUMA
State	AZ
Zip	85365-4653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	SUBDIVISION: TIERRA MESA EST 9 LOT: 208 SECTION: 24 TOWNSHIP: 09S RANGE: 23W
Legal Range	23W
Legal Township	09S
Legal Section	24
Legal Subdivision	TIERRA MESA EST 9
Legal Lot Number	208
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	2
Census Block	2018
Census Tract	11107

Owner

Source: Yuma County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3534 E RUBIO LN, YUMA, AZ 85365-4653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 14, 2024	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 28, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	20246075
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	3534 E RUBIO LN, YUMA, AZ 85365-4653
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3534 E RUBIO LN, YUMA, AZ 85365-4653

Mortgage

Document Number	0000030351
Date	Dec 19, 2024
Instrument	2024-30351

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Mar 14, 2024
Property Address	3534 E RUBIO LN, YUMA, AZ 85365-4653
Document Number	0000006075
Map Reference	MB 14 PG 18&19
Instrument Date	Mar 6, 2024
Instrument	2024-06075
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	TITLE ALLIANCE GROUP/MD LLC, TITLE ALLIANCE OF YUMA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3534 E RUBIO LN, YUMA, AZ 85365-4653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3534 E RUBIO LN, YUMA, AZ 85365-4653

Mortgage

Document Number	0000006076
Date	Mar 14, 2024
Instrument	2024-06076

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Dec 28, 2017
Property Address	3534 E RUBIO LN, YUMA, AZ 85365-4653
Document Number	0000032368
Instrument Date	Dec 28, 2017
Instrument	32368
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$182.50
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3534 E RUBIO LN YUMA AZ 853654653, YUMA, AZ 85365-4653

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,577 (+15.76%) Land $3,729 Building $17,848	$332,740 (+29.02%) Land $57,500 Building $275,240
2025	$1,504.00 (-16.77%)
2023	$1,807.00	$18,639 Land $3,831 Building $14,808	$257,890 Land $53,000 Building $204,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS TIERRA MESA ESTATES WATER COMPANY private · serves 632 people · EPA ID AZ0414080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Uranium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sun Valley Broadband Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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