3570 Cragstone Rd, Lithonia, GA 30038 Property Records

DeKalb County property record for 3570 Cragstone Rd, Lithonia, GA 30038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,723 sqft · built 2008
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,907 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-173-02-059`

Property Details

APN / Parcel Number

Primary APN	`16-173-02-059`
Alternative APN	`5402207`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,723 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,718 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	357 sqft
Porch	Open Porch
Porch Area	88 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3570 CRAGSTONE RD
City	LITHONIA
State	GA
Zip	30038-3293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCH
Legal Description	LOT46 25-FEB-2008 .2 AC LEGACY AT STONEY CREEK 92 X 20 X 100 X 55 X...
Legal Subdivision	LEGACY AT STONEY CREEK
Legal Block	2
Legal Lot Number	46
Jurisdiction	DE KALB GA
Township / Civil Division	LITHONIA
Census Block Group	2
Census Block	2009
Census Tract	23434

Owner

Source: DeKalb County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jun 22, 2022	Warranty Deed, Transfer · FHA Mortgage ISERVE RESIDENTIAL LENDING
Apr 10, 2019	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Aug 6, 2018	Grant Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022
Deed Sale	Jun 22, 2022
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	202215832
Deed Book / Page	30411 / 584
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293

Mortgage

Document Number	0308820734
Date	May 1, 2023
Book Page	0000030882/0000000734

Lender

Name	BANK OF ENGLAND

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293

Mortgage

Document Number	0287360520
Date	Oct 20, 2020
Book Page	0000028736/0000000520

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2049

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB GA
Recording Date	Jun 22, 2022
Property Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293
Document Number	0304110584
Book / Page	30411 / 584
Instrument Date	Jun 22, 2022
Instrument	2022-015832
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293

Mortgage

Document Number	0304110586
Date	Jun 22, 2022
Book Page	0000030411/0000000586

Lender

Name	ISERVE RESIDENTIAL LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293
Document Number	0274930605
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 CRAGSTONE RD LITHONIA GA 300383293, LITHONIA, GA 30038-3293

Mortgage

Document Number	0274930605
Date	Apr 17, 2019
Book Page	027493/000605
Instrument	61096

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB GA
Recording Date	Aug 6, 2018
Property Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293
Document Number	0270690416
Book / Page	027069 / 000416
Instrument Date	Jul 31, 2018
Instrument	134715
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3570 CRAGSTONE RD LITHONIA GA 300383293, LITHONIA, GA 30038-3293

Mortgage

Document Number	270690417
Date	Aug 6, 2018
Book Page	027069/000417
Instrument	134717

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	3570 CRAGSTONE RD, LITHONIA, GA 30038-3293
Document Number	0266460678
Book / Page	026646 / 000678
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3750 CRAGSTONE RD LITHONIA GA 30038, LITHONIA, GA 30038

Mortgage

Document Number	0266460678
Date	Dec 13, 2017
Book Page	026646/000678
Instrument	177151

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Municipality	Stonecrest City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,907.00 (-0.59%)	$143,440 (-2.61%) Land $18,000 Building $125,440	$358,600 (-2.61%) Land $45,000 Building $313,600
2023	$6,948.00 (+2.52%)	$147,280 (+1.32%) Land $18,000 Building $129,280	$368,200 (+1.32%) Land $45,000 Building $323,200
2022	$6,777.00	$145,360 Land $18,000 Building $127,360	$363,400 Land $45,000 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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