3562 Cragstone Rd, Lithonia, GA 30038 Property Records

DeKalb County property record for 3562 Cragstone Rd, Lithonia, GA 30038

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,962 sqft · built 2008
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Apr 2018)
Tax Bill	$4,744 (2023)
Deeds & Mortgages	Jul 2021 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-173-02-060`

Property Details

APN / Parcel Number

Primary APN	`16-173-02-060`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,962 sqft Living Area
Gross Area	5,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	174 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3562 CRAGSTONE RD
City	LITHONIA
State	GA
Zip	30038-3293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCH
Legal Description	CITY/MUNI/TWP:STONECREST
Legal Subdivision	LEGACY AT STONEY CREEK
Legal Lot Number	47 25
Jurisdiction	DE KALB GA
Township / Civil Division	LITHONIA
Census Block Group	2
Census Block	2009
Census Tract	23434

Owner

3562 Cragstone Rd is owned and occupied by two individuals who bought it in April 2018.

Source: DeKalb County records, as of March 18, 2024

Owner of Record	2 Individual Names on File
Mailing Address	3562 CRAGSTONE RD, LITHONIA, GA 30038-3293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Nov 14, 2019	Deed of Trust, Mortgage · FHA Mortgage VALLEY VIEW HM LOANS
Oct 12, 2016	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Oct 7, 2008 · Amount on File
Deed Document Number	2018-008225
Deed Book / Page	26870 / 453
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	3562 CRAGSTONE RD, LITHONIA, GA 30038-3293
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3562 CRAGSTONE RD, LITHONIA, GA 30038-3293
Investor	Possibly a Property Investor

Mortgage

Document Number	0295180211
Date	Jul 1, 2021
Book Page	0000029518/0000000211

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	3562 CRAGSTONE RD, LITHONIA, GA 30038-3293
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3562 CRAGSTONE RD, LITHONIA, GA 30038-3293
Investor	Possibly a Property Investor

Mortgage

Document Number	0303390134
Date	May 17, 2022
Book Page	0000030339/0000000134

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	3562 CRAGSTONE RD, LITHONIA, GA 30038-3293
Document Number	0280100114
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3562 CRAGSTONE RD LITHONIA GA 300383293, LITHONIA, GA 30038-3293

Mortgage

Document Number	0280100114
Date	Dec 26, 2019
Book Page	028010/000114
Instrument	183771

Lender

Name	VALLEY VIEW HM LOANS
Address	GARDEN GROVE, CA 92841

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB GA
Property Address	3562 CRAGSTONE RD, LITHONIA, GA 30038-3293
Document Number	0260580075
Book / Page	026058 / 000075
Instrument Date	Oct 12, 2016
Transaction Type	Mortgage
Record Updated	Mar 14, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3562 CRAGSTONE RD LITHONIA GA 300383293, LITHONIA, GA 30038-3293

Mortgage

Document Number	0260580075
Date	Jan 31, 2017
Book Page	026058/000075
Instrument	24933

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Municipality	Stonecrest City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,744.00 (-6.08%) Homeowner's exemption	$186,360 (+6.25%) Land $18,000 Building $168,360	$465,900 (+6.25%) Land $45,000 Building $420,900
2022	$5,051.00	$175,400 Land $18,000 Building $157,400	$438,500 Land $45,000 Building $393,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3562 Cragstone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3562 Cragstone Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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