Albany County and Guilderland Town property record for 3570 Carman Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,056 sqft · built 1987 |
| Lot Size | 0.212 acres (9,245 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,351 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.00-1-18 |
| Primary APN | 013089 27.00-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 9,245 sqft (0.212 acres) |
| Lot Dimensions | 184 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 64 sqft |
| Carport | Carport |
| Carport Area | 64 sqft |
| Porch | Slab |
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02700000010180000000 |
|---|---|
| Street Address | 3570 CARMAN RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 14606 |
3570 Carman Rd is owned and occupied by two individuals.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3570 CARMAN RD, SCHENECTADY, NY 12303-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3570 Carman Rd was $5,351 with exemptions applied, up 27.7% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,351.00 (+27.74%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,189.00 Homeowner's exemption Senior Citizen's exemption | $182,000 Land $36,000 Building $146,000 | $242,667 Land $48,000 Building $194,667 |
| 2023 | $182,000 (-) Land $36,000 Building $146,000 | $214,118 (+7.06%) Land $42,353 Building $171,765 | |
| 2022 | $182,000 Land $36,000 Building $146,000 | $200,000 Land $39,560 Building $160,440 | |
| 2021 | $3,623.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3570 Carman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3570 Carman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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