3568 Carman Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3568 Carman Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,206 sqft · built 1946
Lot Size0.422 acres (18,400 sqft)
OwnerIndividual Name on File
Tax Bill$5,543 (2026)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN013089 27.00-1-17

Property Details

APN / Parcel Number

Primary APN013089 27.00-1-17
Alternative APNs
  • 308902700000010170000000
  • 02700000010170000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,206 sqft Living Area
1st Floor Area1,206 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area18,400 sqft (0.422 acres)
Lot Dimensions184 ft deep x 100 ft wide
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02700000010170000000
Street Address3568 CARMAN RD
CitySCHENECTADY
StateNY
Zip12303-5313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Block1
Legal Lot Number17.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3028
Census Tract14606

Owner

3568 Carman Rd is owned and occupied by an individual who acquired it in January 2023.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3568 CARMAN RD, SCHENECTADY, NY 12303-5313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2023
Deed SaleJan 5, 2023
Prior SaleFeb 5, 1996 · Amount on File
Deed Document Number2023257
Prior Transfer DateNov 18, 2022
Prior Transfer Doc0000000257
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALBANY NY
Recording DateJan 5, 2023
Property Address3568 CARMAN RD, SCHENECTADY, NY 12303-5313
Document Number0000000057
Instrument DateNov 18, 2022
InstrumentR2023-257
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3568 CARMAN RD, SCHENECTADY, NY 12303-5313

Mortgage

Document Number0000000058
DateJan 5, 2023
InstrumentR2023-258
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3568 Carman Rd was $5,543 with a homeowner's exemption, up 7.9% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,543.00 (+7.95%) Homeowner's exemption
2025$5,135.00 Homeowner's exemption$189,000 Land $38,000 Building $151,000$252,000 Land $50,667 Building $201,333
2023$189,000 (-) Land $38,000 Building $151,000$222,353 (+7.06%) Land $44,706 Building $177,647
2022$189,000 Land $38,000 Building $151,000$207,692 Land $41,758 Building $165,934
2021$4,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3568 Carman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3568 Carman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Carman Rd

Nearby Streets

Search Property Records by Address or Parcel Number