357 River Rd, Stillwater, NY 12170 Property Records

Saratoga County and Stillwater Town property record for 357 River Rd, Stillwater, NY 12170

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2016
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Sep 2017 Sale
APN	`415289 209.-1-26.1`

Property Details

APN / Parcel Number

Primary APN	`415289 209.-1-26.1`
Alternative APNs	`528920900000010260010000` `5 J00702`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	576 sqft
2nd Floor Area	864 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Width	145 ft Width
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J00702
Street Address	357 RIVER RD
City	STILLWATER
State	NY
Zip	12170-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Block	1
Legal Lot Number	26.001
Jurisdiction	SARATOGA NY
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2028
Census Tract	62002

Owner

Source: Saratoga County and Stillwater Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	357 RIVER RD, STILLWATER, NY 12170-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Sep 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 28, 2017
Transfer Doc	0000031015
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	357 RIVER RD, STILLWATER, NY 12170-1523
Document Number	0000007564
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 RIVER RD STILLWATER NY 121701523, STILLWATER, NY 12170-1523

Mortgage

Document Number	0000007564
Date	Mar 14, 2018
Instrument	7564

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 13, 2043

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SARATOGA NY
Recording Date	Sep 29, 2017
Property Address	357 RIVER RD, STILLWATER, NY 12170-1523
Document Number	0000031015
Instrument Date	Sep 28, 2017
Instrument	31015
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 RIVER RD STILLWATER NY 121701523, STILLWATER, NY 12170-1523

Tax Assessment & Valuation

Source: Saratoga County and Stillwater Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Stillwater Town
Unified School District	Stillwater Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,004.00	$159,600 (-) Land $44,800 Building $114,800	$268,235 (+12.6%) Land $75,294 Building $192,941
2023		$159,600 Land $44,800 Building $114,800	$238,209 Land $66,866 Building $171,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: SLICFiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures