Saratoga County and Stillwater Town property record for 321 River Rd, Stillwater, NY 12170
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 846 sqft · built 1945 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| APN | 415289 209.-1-15 |
| Primary APN | 415289 209.-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 846 sqft Living Area |
| 1st Floor Area | 630 sqft |
| Upper Floors Area | 216 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Width | 50 ft Width |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Porch Area | 384 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5 J00697 |
|---|---|
| Street Address | 321 RIVER RD |
| City | STILLWATER |
| State | NY |
| Zip | 12170 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | B2 |
| Legal Description | LIFE ESTATE |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 62002 |
321 River Rd, a residential property, is owned by an individual who acquired it in August 2023.
Source: Saratoga County and Stillwater Town records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1305 TRINITY AVE, SCHENECTADY, NY 12306-2819 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2023 |
| Transfer Doc | 0000022367 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Sep 1, 2023 |
| Property Address | 321 RIVER RD, STILLWATER, NY 12170 |
| Document Number | 0000022367 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023022367 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 TRINITY AVE, SCHENECTADY, NY 12306-2819 |
The 2025 property tax bill for 321 River Rd was $2,383.
Source: Saratoga County and Stillwater Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Stillwater Town |
| Unified School District | Stillwater Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,383.00 | $95,000 Land $46,200 Building $48,800 | $159,664 Land $77,647 Building $82,017 |
| 2023 | $95,000 (-) Land $46,200 Building $48,800 | $141,791 (+13.43%) Land $68,955 Building $72,836 | |
| 2022 | $95,000 Land $46,200 Building $48,800 | $125,000 Land $60,789 Building $64,211 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 321 River Rd; 16 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: SLICFiber.
5G (outdoors only) and 4G LTE
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