357 Ramey St, Summerville, GA 30747 Property Records

Chattooga County property record for 357 Ramey St, Summerville, GA 30747

Property Summary

Property TypeSingle Family Home
Details1 ba · 940 sqft · built 1947
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Tax Bill$5 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00S25-00000-020-000

Property Details

APN / Parcel Number

Primary APN00S25-00000-020-000
Alternative APN
  • 11715

Interior

Full Baths1 Bath
Stories1 Story
Building Area940 sqft Heated Area
1st Floor Area940 sqft
FlooringTile
Interior WallsPaneling

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1984
Exterior MaterialVinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions175 ft deep x 100 ft wide
Garage TypeMixed
PorchOpen Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11715
Street Address357 RAMEY ST
CitySUMMERVILLE
StateGA
Zip30747-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 17 BLK I BITTINGS SUB
Legal SubdivisionSUMMERVILLE NORTH
Legal BlockI
Legal Lot Number17
JurisdictionCHATTOOGA GA
Township / Civil DivisionSUMMERVILLE
Census Block Group2
Census Block2003
Census Tract10402

Owner

Source: Chattooga County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address357 RAMEY ST, SUMMERVILLE, GA 30747-1437
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 1992
Deed SaleApr 21, 1992
Deed Document Number0000025120
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATTOOGA GA
Property Address357 RAMEY ST, SUMMERVILLE, GA 30747-1437
Document Number0007160229
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyJONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1390 BOOMER CIR SUWANEE GA 300246611, SUWANEE, GA 30024-6611

Mortgage

Document Number0007160229
DateAug 14, 2020
Book Page000716/000229
Lender
NameFIRST NAT'L CMNTY BK
TypeBank
AddressCHATSWORTH, GA 30705
Agreement
AmountAmount Recorded
Term60 Months
DueAug 13, 2025

Tax Assessment & Valuation

Source: Chattooga County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyChattooga County
MunicipalitySummerville City
Unified School DistrictChattooga County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5.00 (-98.92%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$40,120 (+66.89%) Land $1,440 Building $38,680$100,300 (+66.89%) Land $3,600 Building $96,700
2023$24,040 (+59.31%) Land $1,440 Building $22,600$60,100 (+59.31%) Land $3,600 Building $56,500
2022$464.00 Additional exemption filed$15,090 Land $1,272 Building $13,818$37,726 Land $3,180 Building $34,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMMERVILLE
serves 9,993 people · EPA ID GA0550003
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Ramey St

Nearby Streets

Search Property Records by Address or Parcel Number