Chattooga County property record for 356 Ramey St, Summerville, GA 30747
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,072 sqft · built 1948 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,000 (Dec 2020) |
| Tax Bill | $965 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Mar 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 00S25-00000-013-000 |
| Primary APN | 00S25-00000-013-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,072 sqft Heated Area |
| 1st Floor Area | 1,072 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Patio Area | 33 sqft |
| Guest House | 650 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Account Number | 11702 |
|---|---|
| Street Address | 356 RAMEY ST |
| City | SUMMERVILLE |
| State | GA |
| Zip | 30747-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK O |
| Legal Subdivision | SUMMERVILLE NORTH |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | CHATTOOGA GA |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10402 |
356 Ramey St is owned by two individuals who acquired it in May 2026.
Source: Chattooga County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9971 COMMERCE ST, SUMMERVILLE, GA 30747-1338 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional with PMI SOUTHEAST FIRST NAT'L BK |
| Mar 17, 2019 | Loan Modification, Mortgage SOUTHEAST FIRST NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on File |
| Deed Sale | Dec 10, 2020 · Amount on File |
| Deed Document Number | 20201039 |
| Deed Book / Page | 721 / 690 |
| Last Transfer Date | May 18, 2026 |
| Transfer Doc | 0008200319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Recording Date | Dec 11, 2020 |
| Property Address | 356 RAMEY ST, SUMMERVILLE, GA 30747-1455 |
| Document Number | 0007210690 |
| Book / Page | 000721 / 000690 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 356 RAMEY ST |
| Document Number | 7210692 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 000721/000692 |
| Name | SOUTHEAST FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | SUMMERVILLE, GA 30747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 10, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHATTOOGA GA |
| Property Address | 356 RAMEY ST, SUMMERVILLE, GA 30747-1455 |
| Document Number | 0007090300 |
| Instrument Date | Mar 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0007090300 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 000709/000300 |
| Name | SOUTHEAST FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | SUMMERVILLE, GA 30747 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Mar 17, 2027 |
The 2025 property tax bill for 356 Ramey St was $965.
Source: Chattooga County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chattooga County |
| Municipality | Summerville City |
| Unified School District | Chattooga County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $965.00 | $44,800 Land $1,640 Building $43,160 | $112,000 Land $4,100 Building $107,900 |
| 2023 | $44,400 (+62.92%) Land $7,360 Building $37,040 | $111,000 (+62.92%) Land $18,400 Building $92,600 | |
| 2022 | $838.00 Additional exemption filed | $27,252 Land $1,340 Building $25,912 | $68,130 Land $3,350 Building $64,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 356 Ramey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 356 Ramey St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERVILLE serves 9,993 people · EPA ID GA0550003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures