357 Pearl Pl, Ardmore, OK 73401 Property Records

Carter County property record for 357 Pearl Pl, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,316 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,500 (Sep 2017)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84237`

Property Details

APN / Parcel Number

Primary APN	`84237`
Alternative APN	`9160-00-001-009-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	660 ft deep x 330 ft wide
Garage Type	Detached
Garage Area	1,200 sqft

Exterior Amenities

Porch	Slab
Porch Area	922 sqft
Shed	1 Shed
Shed Area	160 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	84237
Street Address	357 PEARL PL
City	ARDMORE
State	OK
Zip	73401-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOMETOWN, BLK 1 LOT 9 (330.37X660.35)
Legal Range	01W
Legal Township	03S
Legal Section	33
Legal Subdivision	HOMETOWN ADDN
Legal Block	1
Legal Lot Number	9
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3014
Census Tract	892501

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 951, LONE GROVE, OK 73443-0951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Sep 1, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	20179115
Deed Book / Page	6442 / 168
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	357 PEARL PL, ARDMORE, OK 73401
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 PEARL PL, ARDMORE, OK 73401

Mortgage

Document Number	007790/141
Date	Oct 28, 2025
Book Page	7790/141
Instrument	I-2025-011670

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADILL, OK 73446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	357 PEARL PL, ARDMORE, OK 73401
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006767/170
Date	Aug 28, 2019
Book Page	6767/170
Instrument	2019-009836

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 1, 2017
Property Address	357 PEARL PL, ARDMORE, OK 73401
Document Number	006442/168
Book / Page	6442 / 168
Instrument Date	Aug 31, 2017
Instrument	2017-009115
Transaction Type	Construction Loan
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Tax	$30.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 951, LONE GROVE, OK 73443-0951

Mortgage

Document Number	2017009116
Date	Sep 1, 2017
Instrument	2017-009116

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 31, 2018

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Wilson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,457 (+3%) Land $2,798 Building $30,659	$278,806 (-22.55%) Land $23,320 Building $255,486
2025	$3,533.00 (+11.66%) Homeowner's exemption	$32,483 (+6.09%) Land $2,717 Building $29,766	$359,974 (+14.05%) Land $57,499 Building $302,475
2023	$3,164.00 Homeowner's exemption	$30,618 Land $2,579 Building $28,039	$315,640 Land $27,500 Building $288,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 43% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Starlink Satellite	280 / 30

May also be available: Chickasaw Telephone Company, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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