227 Pearl Pl, Ardmore, OK 73401 Property Records

Carter County property record for 227 Pearl Pl, Ardmore, OK 73401

Property Summary

Property Type	Residential Vacant Land
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Jul 2022)
Tax Bill	$141 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Apr 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84232`

Property Details

APN / Parcel Number

Primary APN	`84232`
Alternative APN	`9160-00-001-004-0-001-00`

Exterior

Lot Area	435,600 sqft (10 acres)
Lot Dimensions	659 ft deep x 330 ft wide

Location & Zoning

Account Number	84232
Street Address	227 PEARL PL
City	ARDMORE
State	OK
Zip	73401-6346
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	HOMETOWN, BLK 1 LOT 4 (330.37X659.82)
Legal Range	01W
Legal Township	03S
Legal Section	33
Legal Subdivision	HOMETOWN ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3014
Census Tract	892501

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 LOVE ST, MARIETTA, OK 73448-1419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Apr 9, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK AND TRUST ARDMORE
May 21, 2025	Warranty Deed, Transfer UNKNOWN, TEXOMA TITLE AND CLOSING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	20227595
Deed Book / Page	7250 / 66
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0000008433
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Jul 15, 2026
Property Address	227 PEARL PL, ARDMORE, OK 73401-6346
Document Number	0000006805
Book / Page	7921 / 149
Instrument Date	Mar 25, 2026
Instrument	20266805
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 PEARL PL, ARDMORE, OK 73401-6346
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006805,
Date	Jul 15, 2026
Book Page	7921/149
Instrument	20266805

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	69 Months
Due	Apr 25, 2032

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Apr 9, 2026
Property Address	227 PEARL PL, ARDMORE, OK 73401-6346
Document Number	0000003332
Book / Page	7870 / 93
Instrument Date	Mar 25, 2026
Instrument	20263332
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 PEARL PL, ARDMORE, OK 73401-6346

Mortgage

Document Number	0000003332,
Date	Apr 9, 2026
Book Page	7870/93
Instrument	20263332

Lender

Name	FIRST NATIONAL BANK AND TRUST ARDMORE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Apr 25, 2032

Interest

Rate	5.98%
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 21, 2025
Property Address	ARDMORE, OK 73401
Document Number	007703/151
Book / Page	7703 / 151
Instrument Date	May 20, 2025
Instrument	I-2025-005402
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, TEXOMA TITLE AND CLOSING LLC

Transaction

Amount	Amount Recorded
Tax	$39.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 LOVE ST, MARIETTA, OK 73448-1419
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Wilson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,120 (+147.23%) Land $3,120	$26,000 (+35.46%) Land $26,000
2025	$141.00 (+10.16%)	$1,262 (+4.99%) Land $1,262	$19,194 (+91.67%) Land $19,194
2023	$128.00	$1,202 Land $1,202	$10,014 Land $10,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 43% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Starlink Satellite	280 / 30

May also be available: Chickasaw Telephone Company, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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