Anne Arundel County property record for 357 Montecristo Ct, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,231 sqft · built 1988 |
| Lot Size | 0.919 acres (40,038 sqft) |
| Owner | Individual on Record |
| Last Sale | $625,000 (Aug 2022) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-874-90031450 |
| Primary APN | 04-874-90031450 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,231 sqft Total Area |
| 1st Floor Area | 1,216 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,038 sqft (0.919 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 293 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 87490031450 |
|---|---|
| Old Parcel Number | 487490031450 |
| Street Address | 357 MONTECRISTO CT |
| City | SEVERN |
| State | MD |
| Zip | 21144-3423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 34 PL 2 357 MONTECRISTO CT VILLA BELLA |
| Legal Subdivision | VILLA BELLA |
| Legal Lot Number | 34 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 740304 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 357 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 3, 2022 | Deed, Transfer · VA Mortgage NAVY FCU |
| Jul 17, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Oct 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on Record |
| Deed Sale | Aug 3, 2022 · Amount on Record |
| Prior Sale | Jul 17, 2019 · Amount on Record |
| Deed Document Number | 0038992236 |
| Deed Book / Page | 38992 / 236 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 357 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 357 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Document Number | 0360400491 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 36040/491 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 3, 2022 |
| Property Address | 357 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Document Number | 0389920236 |
| Book / Page | 38992 / 236 |
| Map Reference | MB 104 FO 34 |
| Instrument Date | Jul 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 357 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Document Number | 0038992242 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 38992/242 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 17, 2019 |
| Property Address | 357 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Document Number | 0333460419 |
| Book / Page | 033346 / 000419 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2019 |
| Title Company | MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 357 MONTECRISTO CT SEVERN MD 211443423, SEVERN, MD 21144-3423 |
| Document Number | 333460426 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 033346/000426 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 357 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Document Number | 0325810343 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 357 MONTECRISTO CT SEVERN MD 211443423, SEVERN, MD 21144-3423 |
| Document Number | 0325810343 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 032581/000343 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2048 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | Disabled Person's exemption Veteran's exemption | $494,533 | $548,600 Land $268,000 Building $280,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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