Anne Arundel County property record for 355 Montecristo Ct, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,542 sqft · built 1988 |
| Lot Size | 0.918 acres (40,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $523,000 (Jun 2017) |
| Tax Bill | $6,434 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2017 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-874-90031449 |
| Primary APN | 04-874-90031449 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,542 sqft Living Area |
| Gross Area | 3,152 sqft |
| 1st Floor Area | 1,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,005 sqft (0.918 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 296 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 87490031449 |
|---|---|
| Street Address | 355 MONTECRISTO CT |
| City | SEVERN |
| State | MD |
| Zip | 21144-3423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 33 PL 2 VILLA BELLA |
| Legal Subdivision | VILLA BELLA |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 740304 |
355 Montecristo Ct is owned and occupied by two individuals who bought it in June 2017.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 355 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Jun 14, 2017 | Grant Deed, Construction Loan · Construction Mortgage TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2017 · Amount on File |
| Deed Sale | Jun 14, 2017 · Amount on File |
| Prior Sale | Jul 18, 1988 · Amount on File |
| Deed Document Number | 201731040-402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 355 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Title Company | TOWER TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0367060246 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 36706/246 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 14, 2017 |
| Property Address | 355 MONTECRISTO CT, SEVERN, MD 21144-3423 |
| Document Number | 0310400402 |
| Book / Page | 031040 / 000402 |
| Instrument Date | Jun 7, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 14, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $523.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 355 MONTECRISTO CT SEVERN MD 211443423, SEVERN, MD 21144-3423 |
| Document Number | 310400407 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 031040/000407 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 355 Montecristo Ct was $6,434 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $601,000 | $670,400 Land $293,000 Building $377,400 | |
| 2025 | $6,434.00 | ||
| 2023 | $5,603.00 | $513,100 | $566,300 Land $268,000 Building $298,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 355 Montecristo Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Montecristo Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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