357 Emerald Bay Cir, Unit Q7, Naples, FL 34110 Property Records

Collier County property record for 357 Emerald Bay Cir, Unit Q7, Naples, FL 34110

Property Summary

Property Type	Condominium
Details	1,611 sqft · built 1990
Owner	Individual Name on File
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`698200 Q-73A08`

Property Details

APN / Parcel Number

Primary APN	`698200 Q-73A08`
Alternative APN	`80457602709`

Interior

Units	9 Units
Building Area	1,611 sqft Living Area
1st Floor Area	1,611 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	357 EMERALD BAY CIR, Q7
City	NAPLES
State	FL
Zip	34110-7622
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAGES OF EMERALD BAY, THE (CONDO) UNIT Q-7
Legal Range	25
Legal Township	48
Legal Section	8
Legal Subdivision	VILLAGES OF EMERALD BAY, THE A CONDOMINI
Legal Tract	698200
Legal Block	2
Legal Lot Number	Q7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10113

Owner

357 Emerald Bay Cir, Unit Q7 is owned and occupied by an individual who acquired it in February 2015.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	357 EMERALD BAY CIR, Q7, NAPLES, FL 34110-7622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2015
Deed Sale	Feb 23, 2015
Prior Sale	Feb 23, 2015 · Amount on File
Deed Document Number	20155087188
Deed Book / Page	5122 / 3378
Prior Transfer Date	Oct 21, 2013
Prior Transfer Doc	0051192414
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	357 EMERALD BAY CIR UNIT Q7, Q7, NAPLES, FL 34110-7622
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 EMERALD BAY CIR Q7, Q7, NAPLES, FL 34110-7622

Mortgage

Document Number	0060371316
Date	Nov 4, 2021
Book Page	6037/1316
Instrument	6154423

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 357 Emerald Bay Cir, Unit Q7 was $2,337 with a homeowner's exemption, up 2.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,780 (+2.7%)	$371,532 (+5.79%) Building $371,532
2025	$2,337.00 (+2.5%) Homeowner's exemption	$285,083	$351,200 Building $351,200
2024	$2,280.00 (+1.11%)
2023	$2,255.00 (-2.8%) Homeowner's exemption	$268,980 (+3%)	$442,638 (+19.58%) Building $442,638
2022	$2,320.00 Homeowner's exemption	$261,146	$370,164 Building $370,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 357 Emerald Bay Cir, Unit Q7 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 235 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,238 units insured incl. 1,003 condo units
Nearby Flood Claims	61 (2017–2022)
Claims Outside the SFHA	42 of 61
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 32 claims Hurricane Ian, Sep 2022 · 26 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Emerald Bay Cir, Unit Q7 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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